Is Phoenix, AZ cheaper than Concord, NC?

Based on cost of living data, Phoenix, AZ is 11.4% more expensive than Concord, NC. This translates to spending an extra $855 per month.

What salary do I need in Phoenix, AZ to live like I do in Concord, NC?

If you earn $150,000 in Concord, NC, you'd need approximately $160,264.147 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Concord, NC and Phoenix, AZ?

Housing in Phoenix, AZ is 31.4% more expensive than in Concord, NC. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,258/month in Concord, NC.

How much can I save per month by moving from Concord, NC to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $855 more per month than Concord, NC, or $10264 more per year, based on a $150,000 salary.

Concord, NC vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Concord, NC — ZIP-level rent data · COL adjusted from Charlotte, NC area

Current salary in Concord, NC

Numbers update automatically as you type

You'd spend $855/month more in Phoenix, AZ

$150.0K in your current city equals $160.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Charlotte-Concord-Gastonia, NC-SC area

Overall Cost

↑ 11.4%

More expensive

Monthly Impact

$855

Extra cost

Annual Impact

$10.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Concord, NC

Population:110K

Cost Index:100

Median Home:$371K

Phoenix, AZ

Population:1608K

Cost Index:111

Median Home:$414K

Concord, NC

The Tar Heel State

110K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 110K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Concord, NC vs Phoenix, AZ

Category	Concord, NC	Phoenix, AZ	Difference	Change
🏠Housing	$2,122/mo	$2,788/mo	↑ $667more	31.4%
🚗Transportation	$1,148/mo	$1,489/mo	↑ $341more	29.7%
⚡All Utilities	$507/mo	$561/mo	↑ $53.89more	10.6%
📦Other	$1,631/mo	$1,677/mo	↑ $46.70more	2.9%
🏥Healthcare	$624/mo	$589/mo	↓ $35.04less	5.6%
🛒Groceries	$967/mo	$963/mo	↓ $3.47less	0.4%

🏠Housing

↑ 31.4%

Concord, NC

$2,122

Phoenix, AZ

$2,788

Difference

$667

🚗Transportation

↑ 29.7%

Concord, NC

$1,148

Phoenix, AZ

$1,489

Difference

$341

⚡All Utilities

↑ 10.6%

Concord, NC

$507

Phoenix, AZ

$561

Difference

$53.89

📦Other

↑ 2.9%

Concord, NC

$1,631

Phoenix, AZ

$1,677

Difference

$46.70

🏥Healthcare

↓ 5.6%

Concord, NC

$624

Phoenix, AZ

$589

Difference

$35.04

less

🛒Groceries

↓ 0.4%

Concord, NC

$967

Phoenix, AZ

$963

Difference

$3.47

less

🏠Rent Comparison

Studio

From$1,096

To$1,390

↑ $294

1 Bed

From$1,145

To$1,510

↑ $365

2 Bed

From$1,258

To$1,750

↑ $492

3 Bed

From$1,546

To$2,330

↑ $784

Concord, NCZIP-level data

1BR range: $1,310–$1,510/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,998

Monthly in Concord, NC

$8,068

Monthly in Phoenix, AZ

$1,070

Difference

Home Values

Concord

Phoenix

$371K

Median Value

$414K

↓ -2.4%

YoY Change

↓ -3.1%

↑ +40.1%

5-Year Change

↑ +30.2%

$336K - $406K

Price Range

$274K - $957K

Homes in Phoenix are 12% more expensive than Concord

Calculate payment - Concord Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.9K

Per year

Monthly Difference

$158

More take-home

Effective Rate Diff

1.3%

Rate difference

Concord, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Concord, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.