Is Raleigh, NC cheaper than Concord, NC?

Based on cost of living data, Raleigh, NC is 4.7% more expensive than Concord, NC. This translates to spending an extra $353 per month.

What salary do I need in Raleigh, NC to live like I do in Concord, NC?

If you earn $150,000 in Concord, NC, you'd need approximately $154,240.526 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Concord, NC and Raleigh, NC?

Housing in Raleigh, NC is 16.3% more expensive than in Concord, NC. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,258/month in Concord, NC.

How much can I save per month by moving from Concord, NC to Raleigh, NC?

Living in Raleigh, NC costs approximately $353 more per month than Concord, NC, or $4241 more per year, based on a $150,000 salary.

Concord, NC vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Concord, NC — ZIP-level rent data · COL adjusted from Charlotte, NC area

Current salary in Concord, NC

Numbers update automatically as you type

You'd spend $353/month more in Raleigh, NC

$150.0K in your current city equals $154.2K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Charlotte-Concord-Gastonia, NC-SC area

Overall Cost

↑ 4.7%

More expensive

Monthly Impact

$353

Extra cost

Annual Impact

$4.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Concord, NC

Population:110K

Cost Index:100

Median Home:$371K

Raleigh, NC

Population:474K

Cost Index:105

Median Home:$512K

Concord, NC

The Tar Heel State

110K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 110K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Concord, NC vs Raleigh, NC

Category	Concord, NC	Raleigh, NC	Difference	Change
🏠Housing	$2,122/mo	$2,469/mo	↑ $347more	16.3%
🚗Transportation	$1,148/mo	$1,284/mo	↑ $136more	11.9%
📦Other	$1,631/mo	$1,707/mo	↑ $76.83more	4.7%
⚡All Utilities	$507/mo	$546/mo	↑ $39.13more	7.7%
🏥Healthcare	$624/mo	$601/mo	↓ $22.65less	3.6%
🛒Groceries	$967/mo	$959/mo	↓ $7.46less	0.8%

🏠Housing

↑ 16.3%

Concord, NC

$2,122

Raleigh, NC

$2,469

Difference

$347

🚗Transportation

↑ 11.9%

Concord, NC

$1,148

Raleigh, NC

$1,284

Difference

$136

📦Other

↑ 4.7%

Concord, NC

$1,631

Raleigh, NC

$1,707

Difference

$76.83

⚡All Utilities

↑ 7.7%

Concord, NC

$507

Raleigh, NC

$546

Difference

$39.13

🏥Healthcare

↓ 3.6%

Concord, NC

$624

Raleigh, NC

$601

Difference

$22.65

less

🛒Groceries

↓ 0.8%

Concord, NC

$967

Raleigh, NC

$959

Difference

$7.46

less

🏠Rent Comparison

Studio

From$1,096

To$1,570

↑ $474

1 Bed

From$1,145

To$1,640

↑ $495

2 Bed

From$1,258

To$1,800

↑ $542

3 Bed

From$1,546

To$2,255

↑ $709

Concord, NCZIP-level data

1BR range: $1,310–$1,510/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,998

Monthly in Concord, NC

$7,567

Monthly in Raleigh, NC

$569

Difference

Home Values

Concord

Raleigh

$371K

Median Value

$512K

↓ -2.4%

YoY Change

↓ -0.5%

↑ +40.1%

5-Year Change

↑ +38.2%

$336K - $406K

Price Range

$314K - $992K

Homes in Raleigh are 38% more expensive than Concord

Calculate payment - Concord Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Concord, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Concord, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.