Is Indianapolis, IN cheaper than Concord, NH?

Based on cost of living data, Indianapolis, IN is 24.1% cheaper than Concord, NH. This translates to saving $1811 per month.

What salary do I need in Indianapolis, IN to live like I do in Concord, NH?

If you earn $150,000 in Concord, NH, you'd need approximately $128,269.878 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Concord, NH and Indianapolis, IN?

Housing in Indianapolis, IN is 46.7% cheaper than in Concord, NH. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,335/month in Concord, NH.

How much can I save per month by moving from Concord, NH to Indianapolis, IN?

Moving from Concord, NH to Indianapolis, IN could save you approximately $1811 per month, or $21730 per year, based on a $150,000 salary.

Concord, NH vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Concord, NH — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Concord, NH

Numbers update automatically as you type

You'd save $1.8K/month moving to Indianapolis, IN

$150.0K in your current city equals $128.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 24.1%

Less expensive

Monthly Impact

$1,811

Savings

Annual Impact

$21.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Concord, NH

Population:45K

Cost Index:100

Median Home:$449K

Indianapolis, IN

Population:888K

Cost Index:76

Median Home:$176K

Concord, NH

The Live Free or Die State

45K

Population

State Tax

No Income Tax

Located in New Hampshire, this city has a population of 45K residents.

💡 Advantage: New Hampshire has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Concord, NH vs Indianapolis, IN

Category	Concord, NH	Indianapolis, IN	Difference	Change
🏠Housing	$3,655/mo	$1,949/mo	↓ $1,706less	46.7%
🚗Transportation	$1,409/mo	$1,188/mo	↓ $221less	15.7%
📦Other	$1,405/mo	$1,590/mo	↑ $186more	13.2%
⚡All Utilities	$628/mo	$503/mo	↓ $125less	20.0%
🏥Healthcare	$652/mo	$582/mo	↓ $69.90less	10.7%
🛒Groceries	$947/mo	$919/mo	↓ $27.52less	2.9%

🏠Housing

↓ 46.7%

Concord, NH

$3,655

Indianapolis, IN

$1,949

Difference

$1,706

less

🚗Transportation

↓ 15.7%

Concord, NH

$1,409

Indianapolis, IN

$1,188

Difference

$221

less

📦Other

↑ 13.2%

Concord, NH

$1,405

Indianapolis, IN

$1,590

Difference

$186

⚡All Utilities

↓ 20.0%

Concord, NH

$628

Indianapolis, IN

$503

Difference

$125

less

🏥Healthcare

↓ 10.7%

Concord, NH

$652

Indianapolis, IN

$582

Difference

$69.90

less

🛒Groceries

↓ 2.9%

Concord, NH

$947

Indianapolis, IN

$919

Difference

$27.52

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Concord, NH has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$923

To$1,030

↑ $107

1 Bed

From$1,014

To$1,170

↑ $156

2 Bed

From$1,335

To$1,360

↑ $25.00

3 Bed

From$1,760

To$1,760

→ $0

Concord, NHZIP-level data

1BR range: $1,550–$1,550/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,695

Monthly in Concord, NH

$6,732

Monthly in Indianapolis, IN

$1,963

Difference

Home Values

Concord

Indianapolis

$449K

Median Value

$176K

↑ +4.5%

YoY Change

↓ -1.1%

↑ +55.2%

5-Year Change

↑ +26.9%

$449K

Price Range

$109K - $340K

Homes in Indianapolis are 61% less expensive than Concord

Calculate payment - Concord Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Concord, NH

Federal Income Tax

Effective: 18.9%

$25.5K

New Hampshire State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Concord, NH Tax Rates

Sales Tax:0.0%

Property Tax:1.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.