Is Phoenix, AZ cheaper than Concord, NH?

Based on cost of living data, Phoenix, AZ is 10.0% cheaper than Concord, NH. This translates to saving $751 per month.

What salary do I need in Phoenix, AZ to live like I do in Concord, NH?

If you earn $150,000 in Concord, NH, you'd need approximately $140,982.2 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Concord, NH and Phoenix, AZ?

Housing in Phoenix, AZ is 23.7% cheaper than in Concord, NH. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,335/month in Concord, NH.

How much can I save per month by moving from Concord, NH to Phoenix, AZ?

Moving from Concord, NH to Phoenix, AZ could save you approximately $751 per month, or $9018 per year, based on a $150,000 salary.

Concord, NH vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Concord, NH — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Concord, NH

Numbers update automatically as you type

You'd save $751/month moving to Phoenix, AZ

$150.0K in your current city equals $141.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 10.0%

Less expensive

Monthly Impact

$751

Savings

Annual Impact

$9.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Concord, NH

Population:45K

Cost Index:100

Median Home:$449K

Phoenix, AZ

Population:1608K

Cost Index:90

Median Home:$414K

Concord, NH

The Live Free or Die State

45K

Population

State Tax

No Income Tax

Located in New Hampshire, this city has a population of 45K residents.

💡 Advantage: New Hampshire has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Concord, NH vs Phoenix, AZ

Category	Concord, NH	Phoenix, AZ	Difference	Change
🏠Housing	$3,655/mo	$2,788/mo	↓ $866less	23.7%
📦Other	$1,405/mo	$1,677/mo	↑ $273more	19.4%
🚗Transportation	$1,409/mo	$1,489/mo	↑ $79.97more	5.7%
⚡All Utilities	$628/mo	$561/mo	↓ $66.84less	10.6%
🏥Healthcare	$652/mo	$589/mo	↓ $63.71less	9.8%
🛒Groceries	$947/mo	$963/mo	↑ $16.45more	1.7%

🏠Housing

↓ 23.7%

Concord, NH

$3,655

Phoenix, AZ

$2,788

Difference

$866

less

📦Other

↑ 19.4%

Concord, NH

$1,405

Phoenix, AZ

$1,677

Difference

$273

🚗Transportation

↑ 5.7%

Concord, NH

$1,409

Phoenix, AZ

$1,489

Difference

$79.97

⚡All Utilities

↓ 10.6%

Concord, NH

$628

Phoenix, AZ

$561

Difference

$66.84

less

🏥Healthcare

↓ 9.8%

Concord, NH

$652

Phoenix, AZ

$589

Difference

$63.71

less

🛒Groceries

↑ 1.7%

Concord, NH

$947

Phoenix, AZ

$963

Difference

$16.45

🏠Rent Comparison

Studio

From$923

To$1,390

↑ $467

1 Bed

From$1,014

To$1,510

↑ $496

2 Bed

From$1,335

To$1,750

↑ $415

3 Bed

From$1,760

To$2,330

↑ $570

Concord, NHZIP-level data

1BR range: $1,550–$1,550/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,695

Monthly in Concord, NH

$8,068

Monthly in Phoenix, AZ

$628

Difference

Home Values

Concord

Phoenix

$449K

Median Value

$414K

↑ +4.5%

YoY Change

↓ -3.1%

↑ +55.2%

5-Year Change

↑ +30.2%

$449K

Price Range

$274K - $957K

Homes in Phoenix are 8% less expensive than Concord

Calculate payment - Concord Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Concord, NH

Federal Income Tax

Effective: 18.9%

$25.5K

New Hampshire State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Concord, NH Tax Rates

Sales Tax:0.0%

Property Tax:1.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.