Concordia, MO vs Columbus Grove, OH: Cost of Living

Which city costs less?

Columbus Grove, OH has a modeled overall cost index 1.1% lower than Concordia, MO.

Concordia, MO · modeled 2BR rent
$1,030 / month
Columbus Grove, OH · modeled 2BR rent
$1,120 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Concordia, MO and Columbus Grove, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $113/month in Columbus Grove, OH

$150,000 in your current city has a modeled equivalent of $148,641 in Columbus Grove, OH

Regional cost estimates: Concordia, MO uses Kansas City, MO. Columbus Grove, OH uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.1%
Less expensive
Monthly Impact
$113
Savings
Annual Impact
$1.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Concordia, MO

Population:2K
Cost Index:
78.7
100 = national average
Typical Home:$224K

Columbus Grove, OH

Population:2K
Cost Index:
77.9
100 = national average
Typical Home:$226K

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Concordia, MO

The Show-Me State

2K
Population
State Tax
Yes

Located in Missouri, this city has a population of 2K residents.

Columbus Grove, OH

The Buckeye State

2K
Population
State Tax
Yes

Located in Ohio, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Concordia, MO vs Columbus Grove, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 7.3%
Concordia, MO
$2,043
Columbus Grove, OH
$1,894
Difference
$149
less
Transportation
↑ 4.9%
Concordia, MO
$1,311
Columbus Grove, OH
$1,375
Difference
$63.74
more
All Utilities
↓ 2.8%
Concordia, MO
$617
Columbus Grove, OH
$600
Difference
$17.10
less
Other
↓ 0.6%
Concordia, MO
$1,733
Columbus Grove, OH
$1,724
Difference
$9.54
less
Healthcare
↓ 0.7%
Concordia, MO
$700
Columbus Grove, OH
$696
Difference
$4.59
less
Groceries
↑ 0.3%
Concordia, MO
$1,095
Columbus Grove, OH
$1,098
Difference
$3.30
more

🏠Rent Comparison

Studio
From$810
To$850
↑ $40.00
1 Bed
From$900
To$860
↓ $40.00
2 Bed
From$1,030
To$1,120
↑ $90.00
3 Bed
From$1,350
To$1,350
→ $0
Concordia, MOZIP-level data

1BR range: $900–$900/mo

Columbus Grove, OHZIP-level data

1BR range: $860–$860/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Concordia, MO
$7,387
Monthly in Columbus Grove, OH
$113
Difference

Home Values

Concordia
Columbus Grove
$224K
Median Value
$226K
↑ +9.9%
YoY Change
↑ +6.4%
↑ +45.8%
5-Year Change
↑ +40.6%

Homes in Columbus Grove are 1% more expensive than Concordia

Calculate payment - ConcordiaCalculate payment - Columbus Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.5K
Per year
Monthly Difference
$292
More take-home
Effective Rate Diff
2.3%
Rate difference

Concordia, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Columbus Grove, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Concordia, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Columbus Grove, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Concordia
Columbus Grove
46 Good
Air Quality
45 Good
59.3%
Good Air Days
62.6%
97 High
Climate Risk
91 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+3.1°F
44 days
Heat Days >95°F
17 days
▲+3.3°F
2050 Outlook
▲+3.1°F
44 days
Heat Days >95°F
17 days

Before moving from Concordia, MO to Columbus Grove, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Columbus Grove, OH for the same bedroom count and included utilities as your home in Concordia, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Concordia to Columbus Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Columbus Grove, OH by cost, housing, population and region.

Frequently Asked Questions: Concordia, MO vs Columbus Grove, OH

How do the cost estimates for Concordia, MO and Columbus Grove, OH compare?

Columbus Grove, OH has a modeled overall cost index 1.1% lower than Concordia, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Concordia, MO, the model estimates $148,641 in Columbus Grove, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Concordia, MO and Columbus Grove, OH?

The modeled two-bedroom rents are $1,030/month in Concordia, MO and $1,120/month in Columbus Grove, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Ohio on TaxTakeHome.com

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