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Cost of Living Comparison 2026

๐Ÿ“ Conroe, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd spend $1.1K/month more in Phoenix, AZ

$150.0K in your current city equals $163.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Houston-The Woodlands-Sugar Land, TX area
Overall Cost
โ†‘ 15.3%
More expensive
Monthly Impact
$1,145
Extra cost
Annual Impact
$13.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Conroe, TX

Population:108K
Cost Index:100
Median Home:$342K

Phoenix, AZ

Population:1608K
Cost Index:115
Median Home:$414K

Conroe, TX

The Lone Star State

108K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 108K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Conroe, TX vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 52.4%
Conroe, TX
$1,829
Phoenix, AZ
$2,788
Difference
$959
more
๐Ÿš—Transportation
โ†‘ 10.7%
Conroe, TX
$1,345
Phoenix, AZ
$1,489
Difference
$144
more
๐Ÿ›’Groceries
โ†‘ 9.7%
Conroe, TX
$878
Phoenix, AZ
$963
Difference
$85.50
more
๐ŸฅHealthcare
โ†‘ 8.7%
Conroe, TX
$541
Phoenix, AZ
$589
Difference
$47.33
more
๐Ÿ“ฆOther
โ†‘ 2.3%
Conroe, TX
$1,640
Phoenix, AZ
$1,677
Difference
$37.34
more
โšกAll Utilities
โ†‘ 5.5%
Conroe, TX
$532
Phoenix, AZ
$561
Difference
$29.08
more

๐Ÿ Rent Comparison

Studio
From$1,065
To$1,390
โ†‘ $325
1 Bed
From$1,104
To$1,510
โ†‘ $406
2 Bed
From$1,309
To$1,750
โ†‘ $441
3 Bed
From$1,759
To$2,330
โ†‘ $571
Conroe, TXZIP-level data

1BR range: $1,190โ€“$1,640/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,765
Monthly in Conroe, TX
$8,068
Monthly in Phoenix, AZ
$1,303
Difference

Home Values

Conroe
Phoenix
$342K
Median Value
$414K
โ†“ -0.6%
YoY Change
โ†“ -3.1%
โ†‘ +26.6%
5-Year Change
โ†‘ +30.2%
$236K - $407K
Price Range
$274K - $957K

Homes in Phoenix are 21% more expensive than Conroe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Conroe, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Conroe, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Conroe
Phoenix
61 Moderate
Air Quality
77 Moderate
13.7%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
64 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
64 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Arizona on TaxTakeHome.com

Where your money goes further

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