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Cost of Living Comparison 2026

📍 Cookeville, TN — COL adjusted from Nashville, TN area + state data

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Nashville, TN

$150.0K in your current city equals $165.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 17.0%
More expensive
Monthly Impact
$1,276
Extra cost
Annual Impact
$15.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cookeville, TN

Population:37K
Cost Index:100
Median Home:$489K

Nashville, TN

Population:689K
Cost Index:117
Median Home:$489K

Cookeville, TN

The Volunteer State

37K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 37K residents.

💡 Advantage: Tennessee has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Cookeville, TN vs Nashville, TN

🏠Housing
↑ 30.0%
Cookeville, TN
$2,039
Nashville, TN
$2,651
Difference
$612
more
📦Other
↑ 17.0%
Cookeville, TN
$1,660
Nashville, TN
$1,942
Difference
$282
more
🚗Transportation
↑ 17.0%
Cookeville, TN
$1,097
Nashville, TN
$1,284
Difference
$187
more
🛒Groceries
↑ 8.2%
Cookeville, TN
$878
Nashville, TN
$949
Difference
$71.72
more
🏥Healthcare
↑ 8.2%
Cookeville, TN
$561
Nashville, TN
$607
Difference
$45.87
more
⚡All Utilities
↑ 8.2%
Cookeville, TN
$480
Nashville, TN
$519
Difference
$39.22
more

🏠Rent Comparison

Studio
From$763
To$1,600
↑ $837
1 Bed
From$872
To$1,680
↑ $808
2 Bed
From$1,053
To$1,840
↑ $787
3 Bed
From$1,417
To$2,350
↑ $933
Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,714
Monthly in Cookeville, TN
$7,952
Monthly in Nashville, TN
$1,238
Difference

Home Values

Cookeville
Nashville
-
Median Value
$489K
-
YoY Change
↓ -2.1%
-
5-Year Change
↑ +32.1%
-
Price Range
$320K - $1.16M
Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Cookeville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cookeville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cookeville
Nashville
50 Good
Air Quality
50 Good
51.6%
Good Air Days
51.6%
97 High
Climate Risk
97 High
🌊🫨🌪
Top Hazards
🌊🫨🌪
▲+2.8°F
2050 Outlook
▲+2.8°F
42 days
Heat Days >95°F
42 days
▲+2.8°F
2050 Outlook
▲+2.8°F
42 days
Heat Days >95°F
42 days

Where your money goes further

Cities cheaper than Cookeville, TN on a $150.0K salary

1.Indianapolis, IN
Save $87.31/mo
2.St. Louis, MO
Save $87.31/mo

Similar cost to Nashville, TN

Other cities in a similar price range

Denver, CORaleigh, NCCharlotte, NC

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