Is Charlotte, NC cheaper than Coon Rapids, MN?

Based on cost of living data, Charlotte, NC is 6.3% cheaper than Coon Rapids, MN. This translates to saving $472 per month.

What salary do I need in Charlotte, NC to live like I do in Coon Rapids, MN?

If you earn $150,000 in Coon Rapids, MN, you'd need approximately $144,339.716 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Coon Rapids, MN and Charlotte, NC?

Housing in Charlotte, NC is 2.0% more expensive than in Coon Rapids, MN. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,507/month in Coon Rapids, MN.

How much can I save per month by moving from Coon Rapids, MN to Charlotte, NC?

Moving from Coon Rapids, MN to Charlotte, NC could save you approximately $472 per month, or $5660 per year, based on a $150,000 salary.

Coon Rapids, MN vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Coon Rapids, MN — ZIP-level rent data · COL adjusted from Minneapolis, MN area

Current salary in Coon Rapids, MN

Numbers update automatically as you type

You'd save $472/month moving to Charlotte, NC

$150.0K in your current city equals $144.3K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 6.3%

Less expensive

Monthly Impact

$472

Savings

Annual Impact

$5.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Coon Rapids, MN

Population:63K

Cost Index:100

Median Home:$319K

Charlotte, NC

Population:875K

Cost Index:94

Median Home:$399K

Coon Rapids, MN

The North Star State

63K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 63K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Coon Rapids, MN vs Charlotte, NC

Category	Coon Rapids, MN	Charlotte, NC	Difference	Change
🚗Transportation	$1,322/mo	$1,202/mo	↓ $120less	9.1%
🏥Healthcare	$740/mo	$638/mo	↓ $102less	13.8%
🏠Housing	$2,421/mo	$2,469/mo	↑ $47.84more	2.0%
⚡All Utilities	$497/mo	$519/mo	↑ $21.60more	4.3%
🛒Groceries	$1,008/mo	$989/mo	↓ $18.35less	1.8%
📦Other	$1,701/mo	$1,707/mo	↑ $6.81more	0.4%

🚗Transportation

↓ 9.1%

Coon Rapids, MN

$1,322

Charlotte, NC

$1,202

Difference

$120

less

🏥Healthcare

↓ 13.8%

Coon Rapids, MN

$740

Charlotte, NC

$638

Difference

$102

less

🏠Housing

↑ 2.0%

Coon Rapids, MN

$2,421

Charlotte, NC

$2,469

Difference

$47.84

⚡All Utilities

↑ 4.3%

Coon Rapids, MN

$497

Charlotte, NC

$519

Difference

$21.60

🛒Groceries

↓ 1.8%

Coon Rapids, MN

$1,008

Charlotte, NC

$989

Difference

$18.35

less

📦Other

↑ 0.4%

Coon Rapids, MN

$1,701

Charlotte, NC

$1,707

Difference

$6.81

🏠Rent Comparison

Studio

From$1,096

To$1,630

↑ $534

1 Bed

From$1,238

To$1,710

↑ $472

2 Bed

From$1,507

To$1,870

↑ $363

3 Bed

From$1,996

To$2,300

↑ $304

Coon Rapids, MNZIP-level data

1BR range: $1,350–$1,690/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,689

Monthly in Coon Rapids, MN

$7,525

Monthly in Charlotte, NC

$164

Difference

Home Values

Coon Rapids

Charlotte

$319K

Median Value

$399K

↑ +3%

YoY Change

↓ -1.1%

↑ +23.2%

5-Year Change

↑ +40.8%

$309K - $330K

Price Range

$293K - $1.57M

Homes in Charlotte are 25% more expensive than Coon Rapids

Calculate payment - Coon Rapids Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.3K

Per year

Monthly Difference

$276

More take-home

Effective Rate Diff

2.2%

Rate difference

Coon Rapids, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Coon Rapids, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.