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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $2.4K/month moving to Nashville, TN

$150.0K in your current city equals $121.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
31.6%
Less expensive
Monthly Impact
$2,367
Savings
Annual Impact
$28.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Costa Mesa, CA

Population:108K
Cost Index:
100
100 = national average
Median Home:$1.35M

Nashville, TN

Population:689K
Cost Index:
68
(32% below avg)
Median Home:$489K

Costa Mesa, CA

The Golden State

108K
Population
State Tax
Yes

Located in California, this city has a population of 108K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Music City USA
  • Country music capital
  • Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Costa Mesa, CA vs Nashville, TN

Housing
49.8%
Costa Mesa, CA
$5,279
Nashville, TN
$2,651
Difference
$2,629
less
Transportation
39.1%
Costa Mesa, CA
$2,109
Nashville, TN
$1,284
Difference
$825
less
Other
15.3%
Costa Mesa, CA
$1,685
Nashville, TN
$1,942
Difference
$257
more
Groceries
7.6%
Costa Mesa, CA
$1,027
Nashville, TN
$949
Difference
$78.00
less
Healthcare
11.4%
Costa Mesa, CA
$545
Nashville, TN
$607
Difference
$62.10
more
All Utilities
5.8%
Costa Mesa, CA
$551
Nashville, TN
$519
Difference
$31.85
less

🏠Rent Comparison

Studio
From$2,338
To$1,600
$738
1 Bed
From$2,396
To$1,680
$716
2 Bed
From$2,824
To$1,840
$984
3 Bed
From$3,833
To$2,350
$1,483
Costa Mesa, CAZIP-level data

1BR range: $2,710$3,060/mo

Nashville, TNZIP-level data

1BR range: $1,320$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,196
Monthly in Costa Mesa, CA
$7,952
Monthly in Nashville, TN
$3,244
Difference

Home Values

Costa Mesa
Nashville
$1.35M
Median Value
$489K
↑ +2.5%
YoY Change
↓ -2.1%
↑ +50.2%
5-Year Change
↑ +32.1%
$1.32M - $1.37M
Price Range
$320K - $1.16M

Homes in Nashville are 64% less expensive than Costa Mesa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Costa Mesa, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Costa Mesa, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Costa Mesa
Nashville
54 Moderate
Air Quality
50 Good
32.5%
Good Air Days
51.6%
100 Very High
Climate Risk
97 High
🔥🌊🌅
Top Hazards
🌊🫨🌪
+2.6°F
2050 Outlook
+2.8°F
12 days
Heat Days >95°F
42 days
+2.6°F
2050 Outlook
+2.8°F
12 days
Heat Days >95°F
42 days

What to Consider When Moving from Costa Mesa, CA to Nashville, TN

Relocating from Costa Mesa, CA to Nashville, TN involves more than just comparing rent prices. While the overall cost of living is about 32% lower in Nashville, TN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Nashville, TN is 50% cheaper than in Costa Mesa, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Nashville, TN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Nashville, TN to match your current standard of living in Costa Mesa, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Nashville, TN for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Costa Mesa, CA vs Nashville, TN

Is Nashville, TN cheaper than Costa Mesa, CA?

Yes, Nashville, TN is about 31.6% cheaper than Costa Mesa, CA. You could save approximately $2,367/month on a $150,000 salary. Housing costs are 50% lower in Nashville, TN.

What salary do I need in Nashville, TN to match my lifestyle in Costa Mesa, CA?

If you currently earn $150,000 in Costa Mesa, CA, you would need approximately $121,602 in Nashville, TN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Costa Mesa, CA and Nashville, TN?

A two-bedroom apartment averages $2,824/month in Costa Mesa, CA compared to $1,840/month in Nashville, TN. One-bedroom apartments are $2,396/month in Costa Mesa, CA vs $1,680/month in Nashville, TN. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Costa Mesa, CA or Nashville, TN?

Groceries are about 8% cheaper in Nashville, TN than in Costa Mesa, CA, saving a typical household roughly $78.00/month on food.

What is the best time to move from Costa Mesa, CA to Nashville, TN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between California and Tennessee on TaxTakeHome.com

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