MN
MoveNumbers
MoveNumbers
Tap to swap

Cost of Living Comparison 2026

📍 Council Bluffs, IA — ZIP-level rent data · COL adjusted from Omaha, NE area

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Phoenix, AZ

$150.0K in your current city equals $166.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Omaha-Council Bluffs, NE-IA area
Overall Cost
↑ 18.7%
More expensive
Monthly Impact
$1,402
Extra cost
Annual Impact
$16.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Council Bluffs, IA

Population:62K
Cost Index:100
Median Home:$292K

Phoenix, AZ

Population:1608K
Cost Index:119
Median Home:$414K

Council Bluffs, IA

The Hawkeye State

62K
Population
State Tax
Yes

Located in Iowa, this city has a population of 62K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Council Bluffs, IA vs Phoenix, AZ

🏠Housing
↑ 54.1%
Council Bluffs, IA
$1,810
Phoenix, AZ
$2,788
Difference
$978
more
🚗Transportation
↑ 25.4%
Council Bluffs, IA
$1,188
Phoenix, AZ
$1,489
Difference
$301
more
📦Other
↑ 8.1%
Council Bluffs, IA
$1,551
Phoenix, AZ
$1,677
Difference
$126
more
⚡All Utilities
↑ 22.2%
Council Bluffs, IA
$459
Phoenix, AZ
$561
Difference
$102
more
🏥Healthcare
↓ 11.6%
Council Bluffs, IA
$666
Phoenix, AZ
$589
Difference
$77.57
less
🛒Groceries
↑ 3.8%
Council Bluffs, IA
$928
Phoenix, AZ
$963
Difference
$35.39
more

🏠Rent Comparison

Studio
From$747
To$1,390
↑ $643
1 Bed
From$788
To$1,510
↑ $722
2 Bed
From$942
To$1,750
↑ $808
3 Bed
From$1,251
To$2,330
↑ $1,079
Council Bluffs, IAZIP-level data

1BR range: $970–$970/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,602
Monthly in Council Bluffs, IA
$8,068
Monthly in Phoenix, AZ
$1,465
Difference

Home Values

Council Bluffs
Phoenix
$292K
Median Value
$414K
↑ +2.8%
YoY Change
↓ -3.1%
↑ +36.7%
5-Year Change
↑ +30.2%
$292K
Price Range
$274K - $957K

Homes in Phoenix are 42% more expensive than Council Bluffs

Calculate payment - Council BluffsCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $5.5K
Per year
Monthly Difference
$456
More take-home
Effective Rate Diff
3.6%
Rate difference

Council Bluffs, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Council Bluffs, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Council Bluffs
Phoenix
45 Good
Air Quality
77 Moderate
63.7%
Good Air Days
9%
96 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.4°F
2050 Outlook
▲+2.7°F
35 days
Heat Days >95°F
162 days
▲+3.4°F
2050 Outlook
▲+2.7°F
35 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Iowa and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

Other cities in a similar price range

Denver, CORaleigh, NCCharlotte, NC

Want to compare different cities?

New Comparison