Cost of Living Comparison 2026
📍 Covington, KY — ZIP-level rent data · COL adjusted from Cincinnati, OH area
Numbers update automatically as you type
You'd spend $1.6K/month more in Austin, TX
$150.0K in your current city equals $168.9K in Austin, TX
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Covington, KY
Austin, TX
Covington, KY
The Bluegrass State
Located in Kentucky, this city has a population of 41K residents.
Austin, TX
The Lone Star State
Notable Facts
- •Live music capital
- •Major tech hub
- •SXSW festival city
Major Industries
Cost Breakdown by Category
Annual spending: Covington, KY vs Austin, TX
| Category | Covington, KY | Austin, TX | Difference | Change |
|---|---|---|---|---|
🏠Housing | $1,789/mo | $2,885/mo | ↑ $1,096more | 61.2% |
📦Other | $1,537/mo | $1,741/mo | ↑ $204more | 13.3% |
🚗Transportation | $1,162/mo | $1,284/mo | ↑ $122more | 10.5% |
⚡All Utilities | $454/mo | $541/mo | ↑ $86.81more | 19.1% |
🛒Groceries | $899/mo | $959/mo | ↑ $60.37more | 6.7% |
🏥Healthcare | $551/mo | $589/mo | ↑ $37.30more | 6.8% |
🏛️ Local Income Taxes
Austin, TX has no local income tax.
Local taxes are in addition to state income tax. Not all cities levy local income taxes.
🏠Rent Comparison
1BR range: $1,080–$1,080/mo
1BR range: $1,490–$2,350/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in Austin are 104% more expensive than Covington
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Covington, KY
Austin, TX
Additional Tax Information
Covington, KY Tax Rates
Austin, TX Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Kentucky and Texas on TaxTakeHome.com
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