Crisfield, MD vs Silver Creek, NY: Cost of Living

Which city costs less?

Silver Creek, NY has a modeled overall cost index 19.2% lower than Crisfield, MD.

Crisfield, MD · modeled 2BR rent: $1,130 / month
Silver Creek, NY · modeled 2BR rent: $1,100 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Crisfield, MD and Silver Creek, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Crisfield, MD

Numbers update automatically as you type

Estimated savings: $1,148/month in Silver Creek, NY

$150,000 in your current city has a modeled equivalent of $136,228 in Silver Creek, NY

Regional cost estimates: Crisfield, MD uses Norfolk, VA. Silver Creek, NY uses Cleveland, OH. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 19.2%

Less expensive

Monthly Impact

$1,148

Savings

Annual Impact

$13.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Crisfield, MD

Population:2K

Cost Index:

91.1

100 = national average

Typical Home:$167K

Silver Creek, NY

Population:3K

Cost Index:

73.6

100 = national average

Typical Home:$180K

Planning the move to Silver Creek?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Crisfield, MD

The Old Line State

Population

State Tax

Yes

Located in Maryland, this city has a population of 2K residents.

Silver Creek, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Crisfield, MD vs Silver Creek, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Crisfield, MD	Silver Creek, NY	Difference	Change
Housing	$2,276/mo	$1,465/mo	↓ $811less	35.6%
Other	$1,696/mo	$1,524/mo	↓ $172less	10.1%
All Utilities	$597/mo	$480/mo	↓ $117less	19.6%
Healthcare	$658/mo	$544/mo	↓ $114less	17.3%
Transportation	$1,275/mo	$1,337/mo	↑ $62.15more	4.9%
Groceries	$998/mo	$1,001/mo	↑ $3.22more	0.3%

Housing

↓ 35.6%

Crisfield, MD

$2,276

Silver Creek, NY

$1,465

Difference

$811

less

Other

↓ 10.1%

Crisfield, MD

$1,696

Silver Creek, NY

$1,524

Difference

$172

less

All Utilities

↓ 19.6%

Crisfield, MD

$597

Silver Creek, NY

$480

Difference

$117

less

Healthcare

↓ 17.3%

Crisfield, MD

$658

Silver Creek, NY

$544

Difference

$114

less

Transportation

↑ 4.9%

Crisfield, MD

$1,275

Silver Creek, NY

$1,337

Difference

$62.15

Groceries

↑ 0.3%

Crisfield, MD

$998

Silver Creek, NY

$1,001

Difference

$3.22

🏠Rent Comparison

Studio

From$860

To$770

↓ $90.00

1 Bed

From$860

To$850

↓ $10.00

2 Bed

From$1,130

To$1,100

↓ $30.00

3 Bed

From$1,460

To$1,450

↓ $10.00

Crisfield, MDZIP-level data

1BR range: $860–$860/mo

Silver Creek, NYZIP-level data

1BR range: $850–$850/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Crisfield, MD

$6,352

Monthly in Silver Creek, NY

$1,148

Difference

Home Values

Crisfield

Silver Creek

$167K

Median Value

$180K

↑ +1.7%

YoY Change

↑ +4.1%

↑ +41.6%

5-Year Change

↑ +50.5%

Homes in Silver Creek are 8% more expensive than Crisfield

Calculate payment - Crisfield Calculate payment - Silver Creek

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.3K

More taxes

Monthly Difference

$190

Less take-home

Effective Rate Diff

1.5%

Rate difference

Crisfield, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Silver Creek, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Crisfield, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Silver Creek, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Crisfield

Silver Creek

32 Good

Air Quality

54 Moderate

85.8%

Good Air Days

37.2%

81 Moderate

Climate Risk

98 High

🌅

Top Hazards

🌊🌡🌪

▲+2.6°F

2050 Outlook

▲+3.3°F

21 days

Heat Days >95°F

11 days

▲+2.6°F

2050 Outlook

▲+3.3°F

21 days

Heat Days >95°F

11 days

Before moving from Crisfield, MD to Silver Creek, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Silver Creek, NY for the same bedroom count and included utilities as your home in Crisfield, MD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Crisfield to Silver Creek moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Silver Creek, NY by cost, housing, population and region.

Frequently Asked Questions: Crisfield, MD vs Silver Creek, NY

How do the cost estimates for Crisfield, MD and Silver Creek, NY compare?

Silver Creek, NY has a modeled overall cost index 19.2% lower than Crisfield, MD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Crisfield, MD, the model estimates $136,228 in Silver Creek, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Crisfield, MD and Silver Creek, NY?

The modeled two-bedroom rents are $1,130/month in Crisfield, MD and $1,100/month in Silver Creek, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Maryland and New York on TaxTakeHome.com

Where your money goes further

Cities cheaper than Crisfield, MD on a $150.0K salary

Similar cost to Silver Creek, NY

Other cities in a similar price range

Indianapolis, IN St. Louis, MO

Want to compare different cities?

New Comparison