Is Charlotte, NC cheaper than Crown Point, IN?

Based on cost of living data, Charlotte, NC is 1.2% more expensive than Crown Point, IN. The two cities have very similar living costs.

What salary do I need in Charlotte, NC to live like I do in Crown Point, IN?

If you earn $150,000 in Crown Point, IN, you'd need approximately $151,063.781 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Crown Point, IN and Charlotte, NC?

Housing in Charlotte, NC is 0.9% more expensive than in Crown Point, IN. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,138/month in Crown Point, IN.

How much can I save per month by moving from Crown Point, IN to Charlotte, NC?

Crown Point, IN and Charlotte, NC have very similar costs of living, based on a $150,000 salary.

Crown Point, IN vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Crown Point, IN — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Crown Point, IN

Numbers update automatically as you type

You'd spend $88.65/month more in Charlotte, NC

$150.0K in your current city equals $151.1K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↑ 1.2%

More expensive

Monthly Impact

$88.65

Extra cost

Annual Impact

$1.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Crown Point, IN

Population:35K

Cost Index:100

Median Home:$345K

Charlotte, NC

Population:875K

Cost Index:101

Median Home:$399K

Crown Point, IN

The Hoosier State

35K

Population

State Tax

Yes

Located in Indiana, this city has a population of 35K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Crown Point, IN vs Charlotte, NC

Category	Crown Point, IN	Charlotte, NC	Difference	Change
🚗Transportation	$1,490/mo	$1,202/mo	↓ $288less	19.3%
📦Other	$1,559/mo	$1,707/mo	↑ $149more	9.5%
🏥Healthcare	$560/mo	$638/mo	↑ $78.04more	13.9%
⚡All Utilities	$489/mo	$519/mo	↑ $30.25more	6.2%
🏠Housing	$2,448/mo	$2,469/mo	↑ $21.26more	0.9%
🛒Groceries	$969/mo	$989/mo	↑ $20.01more	2.1%

🚗Transportation

↓ 19.3%

Crown Point, IN

$1,490

Charlotte, NC

$1,202

Difference

$288

less

📦Other

↑ 9.5%

Crown Point, IN

$1,559

Charlotte, NC

$1,707

Difference

$149

🏥Healthcare

↑ 13.9%

Crown Point, IN

$560

Charlotte, NC

$638

Difference

$78.04

⚡All Utilities

↑ 6.2%

Crown Point, IN

$489

Charlotte, NC

$519

Difference

$30.25

🏠Housing

↑ 0.9%

Crown Point, IN

$2,448

Charlotte, NC

$2,469

Difference

$21.26

🛒Groceries

↑ 2.1%

Crown Point, IN

$969

Charlotte, NC

$989

Difference

$20.01

🏠Rent Comparison

Studio

From$829

To$1,630

↑ $801

1 Bed

From$935

To$1,710

↑ $775

2 Bed

From$1,138

To$1,870

↑ $732

3 Bed

From$1,395

To$2,300

↑ $905

Crown Point, INZIP-level data

1BR range: $1,240–$1,240/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,515

Monthly in Crown Point, IN

$7,525

Monthly in Charlotte, NC

$10.29

Difference

Home Values

Crown Point

Charlotte

$345K

Median Value

$399K

↑ +1.3%

YoY Change

↓ -1.1%

↑ +28.9%

5-Year Change

↑ +40.8%

$345K

Price Range

$293K - $1.57M

Homes in Charlotte are 16% more expensive than Crown Point

Calculate payment - Crown Point Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.3K

More taxes

Monthly Difference

$190

Less take-home

Effective Rate Diff

1.5%

Rate difference

Crown Point, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Crown Point, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.