Cumberland, WI vs Fort Pierre, SD: Cost of Living

Which city costs less?

Fort Pierre, SD has a modeled overall cost index 26.7% lower than Cumberland, WI.

Cumberland, WI · modeled 2BR rent: $1,070 / month
Fort Pierre, SD · modeled 2BR rent: $1,030 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Cumberland, WI and Fort Pierre, SD using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Cumberland, WI

Numbers update automatically as you type

Estimated savings: $1,775/month in Fort Pierre, SD

$150,000 in your current city has a modeled equivalent of $128,700 in Fort Pierre, SD

Regional cost estimates: Cumberland, WI uses Saint Paul, MN. Fort Pierre, SD uses Omaha, NE. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 26.7%

Less expensive

Monthly Impact

$1,775

Savings

Annual Impact

$21.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Cumberland, WI

Population:2K

Cost Index:

88.1

100 = national average

Typical Home:$308K

Fort Pierre, SD

Population:2K

Cost Index:

64.6

100 = national average

Typical Home:$294K

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Cumberland, WI

The Badger State

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 2K residents.

Fort Pierre, SD

The Mount Rushmore State

Population

State Tax

No Income Tax

Located in South Dakota, this city has a population of 2K residents.

💡 Advantage: South Dakota has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Cumberland, WI vs Fort Pierre, SD

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Cumberland, WI	Fort Pierre, SD	Difference	Change
Housing	$2,269/mo	$1,495/mo	↓ $774less	34.1%
Other	$1,608/mo	$1,281/mo	↓ $327less	20.3%
Transportation	$1,287/mo	$981/mo	↓ $306less	23.8%
Groceries	$1,048/mo	$889/mo	↓ $159less	15.2%
Healthcare	$770/mo	$638/mo	↓ $131less	17.1%
All Utilities	$517/mo	$440/mo	↓ $77.36less	14.9%

Housing

↓ 34.1%

Cumberland, WI

$2,269

Fort Pierre, SD

$1,495

Difference

$774

less

Other

↓ 20.3%

Cumberland, WI

$1,608

Fort Pierre, SD

$1,281

Difference

$327

less

Transportation

↓ 23.8%

Cumberland, WI

$1,287

Fort Pierre, SD

$981

Difference

$306

less

Groceries

↓ 15.2%

Cumberland, WI

$1,048

Fort Pierre, SD

$889

Difference

$159

less

Healthcare

↓ 17.1%

Cumberland, WI

$770

Fort Pierre, SD

$638

Difference

$131

less

All Utilities

↓ 14.9%

Cumberland, WI

$517

Fort Pierre, SD

$440

Difference

$77.36

less

🏠Rent Comparison

Studio

From$760

To$710

↓ $50.00

1 Bed

From$820

To$790

↓ $30.00

2 Bed

From$1,070

To$1,030

↓ $40.00

3 Bed

From$1,370

To$1,310

↓ $60.00

Cumberland, WIZIP-level data

1BR range: $820–$820/mo

Fort Pierre, SDZIP-level data

1BR range: $790–$790/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Cumberland, WI

$5,725

Monthly in Fort Pierre, SD

$1,775

Difference

Home Values

Cumberland

Fort Pierre

$308K

Median Value

$294K

↑ +4.9%

YoY Change

↓ -1.8%

↑ +44.6%

5-Year Change

↑ +11.7%

Homes in Fort Pierre are 5% less expensive than Cumberland

Calculate payment - Cumberland Calculate payment - Fort Pierre

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.8K

Per year

Monthly Difference

$737

More take-home

Effective Rate Diff

5.9%

Rate difference

Cumberland, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Fort Pierre, SD

Federal Income Tax

Effective: 18.9%

$25.5K

South Dakota State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Cumberland, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

Fort Pierre, SD Tax Rates

Sales Tax:6.4%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cumberland

Fort Pierre

36 Good

Air Quality

45 Good

72.4%

Good Air Days

63.7%

95 High

Climate Risk

96 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.7°F

2050 Outlook

▲+3.4°F

14 days

Heat Days >95°F

35 days

▲+3.7°F

2050 Outlook

▲+3.4°F

14 days

Heat Days >95°F

35 days

Before moving from Cumberland, WI to Fort Pierre, SD

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Fort Pierre, SD for the same bedroom count and included utilities as your home in Cumberland, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Cumberland to Fort Pierre moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fort Pierre, SD by cost, housing, population and region.

Frequently Asked Questions: Cumberland, WI vs Fort Pierre, SD

How do the cost estimates for Cumberland, WI and Fort Pierre, SD compare?

Fort Pierre, SD has a modeled overall cost index 26.7% lower than Cumberland, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Cumberland, WI, the model estimates $128,700 in Fort Pierre, SD. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Cumberland, WI and Fort Pierre, SD?

The modeled two-bedroom rents are $1,070/month in Cumberland, WI and $1,030/month in Fort Pierre, SD. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Wisconsin and South Dakota on TaxTakeHome.com

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