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Cost of Living Comparison 2026

Is San Antonio really cheaper than Dallas? With Dallas known for finance, tech, and corporate headquarters and San Antonio building its reputation in military, tourism, and healthcare, the cost of living gap tells an important story for anyone planning a move.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $743/month moving to San Antonio, TX

$150.0K in your current city equals $141.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area
Overall Cost
9.9%
Less expensive
Monthly Impact
$743
Savings
Annual Impact
$8.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Dallas, TX

Population:1304K
Cost Index:
100
100 = national average
Median Home:$292K

San Antonio, TX

Population:1547K
Cost Index:
90
(10% below avg)
Median Home:$215K

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major business center
  • No state income tax
  • Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Dallas, TX vs San Antonio, TX

Housing
12.2%
Dallas, TX
$2,391
San Antonio, TX
$2,100
Difference
$291
less
Other
7.2%
Dallas, TX
$1,774
San Antonio, TX
$1,647
Difference
$127
less
Healthcare
16.7%
Dallas, TX
$632
San Antonio, TX
$527
Difference
$105
less
All Utilities
11.9%
Dallas, TX
$563
San Antonio, TX
$496
Difference
$67.21
less
Groceries
6.7%
Dallas, TX
$979
San Antonio, TX
$913
Difference
$65.95
less
Transportation
0.8%
Dallas, TX
$1,298
San Antonio, TX
$1,287
Difference
$10.93
less

🏠Rent Comparison

Studio
From$1,450
To$1,110
$340
1 Bed
From$1,505
To$1,210
$295
2 Bed
From$1,765
To$1,470
$295
3 Bed
From$2,220
To$1,890
$330
Dallas, TXZIP-level data

1BR range: $1,040$2,470/mo

San Antonio, TXZIP-level data

1BR range: $840$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,637
Monthly in Dallas, TX
$6,969
Monthly in San Antonio, TX
$668
Difference

Home Values

Dallas
San Antonio
$292K
Median Value
$215K
↓ -3.1%
YoY Change
↓ -2.9%
↑ +27.1%
5-Year Change
↑ +16.7%
$138K - $2.01M
Price Range
$107K - $905K

Homes in San Antonio are 26% less expensive than Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Dallas
San Antonio
55 Moderate
Air Quality
52 Moderate
35.2%
Good Air Days
47.5%
100 Very High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+2.7°F
2050 Outlook
+2.6°F
90 days
Heat Days >95°F
105 days
+2.7°F
2050 Outlook
+2.6°F
90 days
Heat Days >95°F
105 days

What to Consider When Moving from Dallas, TX to San Antonio, TX

Relocating from Dallas, TX to San Antonio, TX involves more than just comparing rent prices. While the overall cost of living is about 10% lower in San Antonio, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in San Antonio, TX is 12% cheaper than in Dallas, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in San Antonio, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in San Antonio, TX to match your current standard of living in Dallas, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit San Antonio, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Dallas, TX vs San Antonio, TX

Is San Antonio, TX cheaper than Dallas, TX?

Yes, San Antonio, TX is about 9.9% cheaper than Dallas, TX. You could save approximately $743/month on a $150,000 salary. Housing costs are 12% lower in San Antonio, TX.

What salary do I need in San Antonio, TX to match my lifestyle in Dallas, TX?

If you currently earn $150,000 in Dallas, TX, you would need approximately $141,089 in San Antonio, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Dallas, TX and San Antonio, TX?

A two-bedroom apartment averages $1,765/month in Dallas, TX compared to $1,470/month in San Antonio, TX. One-bedroom apartments are $1,505/month in Dallas, TX vs $1,210/month in San Antonio, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Dallas, TX or San Antonio, TX?

Groceries are about 7% cheaper in San Antonio, TX than in Dallas, TX, saving a typical household roughly $65.95/month on food.

What is the best time to move from Dallas, TX to San Antonio, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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