Is Austin, TX cheaper than Daly City, CA?

Based on cost of living data, Austin, TX is 35.5% cheaper than Daly City, CA. This translates to saving $2662 per month.

What salary do I need in Austin, TX to live like I do in Daly City, CA?

If you earn $150,000 in Daly City, CA, you'd need approximately $118,053.509 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Daly City, CA and Austin, TX?

Housing in Austin, TX is 51.7% cheaper than in Daly City, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $3,085/month in Daly City, CA.

How much can I save per month by moving from Daly City, CA to Austin, TX?

Moving from Daly City, CA to Austin, TX could save you approximately $2662 per month, or $31946 per year, based on a $150,000 salary.

Daly City, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Daly City, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in Daly City, CA

Numbers update automatically as you type

You'd save $2.7K/month moving to Austin, TX

$150.0K in your current city equals $118.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from San Francisco-Oakland-Berkeley, CA area

Overall Cost

↓ 35.5%

Less expensive

Monthly Impact

$2,662

Savings

Annual Impact

$31.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Daly City, CA

Population:100K

Cost Index:100

Median Home:$1.13M

Austin, TX

Population:979K

Cost Index:65

Median Home:$558K

Daly City, CA

The Golden State

100K

Population

State Tax

Yes

Located in California, this city has a population of 100K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Daly City, CA vs Austin, TX

Category	Daly City, CA	Austin, TX	Difference	Change
🏠Housing	$5,975/mo	$2,885/mo	↓ $3,091less	51.7%
🚗Transportation	$2,089/mo	$1,284/mo	↓ $805less	38.5%
🛒Groceries	$1,140/mo	$959/mo	↓ $181less	15.9%
🏥Healthcare	$695/mo	$589/mo	↓ $106less	15.3%
⚡All Utilities	$441/mo	$541/mo	↑ $100more	22.7%
📦Other	$1,814/mo	$1,741/mo	↓ $73.47less	4.0%

🏠Housing

↓ 51.7%

Daly City, CA

$5,975

Austin, TX

$2,885

Difference

$3,091

less

🚗Transportation

↓ 38.5%

Daly City, CA

$2,089

Austin, TX

$1,284

Difference

$805

less

🛒Groceries

↓ 15.9%

Daly City, CA

$1,140

Austin, TX

$959

Difference

$181

less

🏥Healthcare

↓ 15.3%

Daly City, CA

$695

Austin, TX

$589

Difference

$106

less

⚡All Utilities

↑ 22.7%

Daly City, CA

$441

Austin, TX

$541

Difference

$100

📦Other

↓ 4.0%

Daly City, CA

$1,814

Austin, TX

$1,741

Difference

$73.47

less

🏠Rent Comparison

Studio

From$2,131

To$1,585

↓ $546

1 Bed

From$2,550

To$1,685

↓ $865

2 Bed

From$3,085

To$1,995

↓ $1,090

3 Bed

From$3,940

To$2,525

↓ $1,415

Daly City, CAZIP-level data

1BR range: $3,100–$3,100/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,155

Monthly in Daly City, CA

$7,998

Monthly in Austin, TX

$4,156

Difference

Home Values

Daly City

Austin

$1.13M

Median Value

$558K

↓ -2.7%

YoY Change

↓ -5%

↑ +3.8%

5-Year Change

↑ +12.6%

$1.13M

Price Range

$272K - $1.26M

Homes in Austin are 50% less expensive than Daly City

Calculate payment - Daly City Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Daly City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Daly City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.