Is Phoenix, AZ cheaper than Daly City, CA?

Based on cost of living data, Phoenix, AZ is 35.4% cheaper than Daly City, CA. This translates to saving $2653 per month.

What salary do I need in Phoenix, AZ to live like I do in Daly City, CA?

If you earn $150,000 in Daly City, CA, you'd need approximately $118,166.234 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Daly City, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 53.3% cheaper than in Daly City, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $3,085/month in Daly City, CA.

How much can I save per month by moving from Daly City, CA to Phoenix, AZ?

Moving from Daly City, CA to Phoenix, AZ could save you approximately $2653 per month, or $31834 per year, based on a $150,000 salary.

Daly City, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Daly City, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in Daly City, CA

Numbers update automatically as you type

You'd save $2.7K/month moving to Phoenix, AZ

$150.0K in your current city equals $118.2K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from San Francisco-Oakland-Berkeley, CA area

Overall Cost

↓ 35.4%

Less expensive

Monthly Impact

$2,653

Savings

Annual Impact

$31.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Daly City, CA

Population:100K

Cost Index:100

Median Home:$1.13M

Phoenix, AZ

Population:1608K

Cost Index:65

Median Home:$414K

Daly City, CA

The Golden State

100K

Population

State Tax

Yes

Located in California, this city has a population of 100K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Daly City, CA vs Phoenix, AZ

Category	Daly City, CA	Phoenix, AZ	Difference	Change
🏠Housing	$5,975/mo	$2,788/mo	↓ $3,187less	53.3%
🚗Transportation	$2,089/mo	$1,489/mo	↓ $600less	28.7%
🛒Groceries	$1,140/mo	$963/mo	↓ $177less	15.5%
📦Other	$1,814/mo	$1,677/mo	↓ $137less	7.6%
⚡All Utilities	$441/mo	$561/mo	↑ $120more	27.3%
🏥Healthcare	$695/mo	$589/mo	↓ $106less	15.3%

🏠Housing

↓ 53.3%

Daly City, CA

$5,975

Phoenix, AZ

$2,788

Difference

$3,187

less

🚗Transportation

↓ 28.7%

Daly City, CA

$2,089

Phoenix, AZ

$1,489

Difference

$600

less

🛒Groceries

↓ 15.5%

Daly City, CA

$1,140

Phoenix, AZ

$963

Difference

$177

less

📦Other

↓ 7.6%

Daly City, CA

$1,814

Phoenix, AZ

$1,677

Difference

$137

less

⚡All Utilities

↑ 27.3%

Daly City, CA

$441

Phoenix, AZ

$561

Difference

$120

🏥Healthcare

↓ 15.3%

Daly City, CA

$695

Phoenix, AZ

$589

Difference

$106

less

🏠Rent Comparison

Studio

From$2,131

To$1,390

↓ $741

1 Bed

From$2,550

To$1,510

↓ $1,040

2 Bed

From$3,085

To$1,750

↓ $1,335

3 Bed

From$3,940

To$2,330

↓ $1,610

Daly City, CAZIP-level data

1BR range: $3,100–$3,100/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,155

Monthly in Daly City, CA

$8,068

Monthly in Phoenix, AZ

$4,087

Difference

Home Values

Daly City

Phoenix

$1.13M

Median Value

$414K

↓ -2.7%

YoY Change

↓ -3.1%

↑ +3.8%

5-Year Change

↑ +30.2%

$1.13M

Price Range

$274K - $957K

Homes in Phoenix are 63% less expensive than Daly City

Calculate payment - Daly City Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Daly City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Daly City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.