Is Raleigh, NC cheaper than Daly City, CA?

Based on cost of living data, Raleigh, NC is 39.3% cheaper than Daly City, CA. This translates to saving $2944 per month.

What salary do I need in Raleigh, NC to live like I do in Daly City, CA?

If you earn $150,000 in Daly City, CA, you'd need approximately $114,671.751 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Daly City, CA and Raleigh, NC?

Housing in Raleigh, NC is 58.7% cheaper than in Daly City, CA. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $3,085/month in Daly City, CA.

How much can I save per month by moving from Daly City, CA to Raleigh, NC?

Moving from Daly City, CA to Raleigh, NC could save you approximately $2944 per month, or $35328 per year, based on a $150,000 salary.

Daly City, CA vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Daly City, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in Daly City, CA

Numbers update automatically as you type

You'd save $2.9K/month moving to Raleigh, NC

$150.0K in your current city equals $114.7K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from San Francisco-Oakland-Berkeley, CA area

Overall Cost

↓ 39.3%

Less expensive

Monthly Impact

$2,944

Savings

Annual Impact

$35.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Daly City, CA

Population:100K

Cost Index:100

Median Home:$1.13M

Raleigh, NC

Population:474K

Cost Index:61

Median Home:$512K

Daly City, CA

The Golden State

100K

Population

State Tax

Yes

Located in California, this city has a population of 100K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Daly City, CA vs Raleigh, NC

Category	Daly City, CA	Raleigh, NC	Difference	Change
🏠Housing	$5,975/mo	$2,469/mo	↓ $3,507less	58.7%
🚗Transportation	$2,089/mo	$1,284/mo	↓ $805less	38.5%
🛒Groceries	$1,140/mo	$959/mo	↓ $181less	15.9%
📦Other	$1,814/mo	$1,707/mo	↓ $107less	5.9%
⚡All Utilities	$441/mo	$546/mo	↑ $106more	24.0%
🏥Healthcare	$695/mo	$601/mo	↓ $93.85less	13.5%

🏠Housing

↓ 58.7%

Daly City, CA

$5,975

Raleigh, NC

$2,469

Difference

$3,507

less

🚗Transportation

↓ 38.5%

Daly City, CA

$2,089

Raleigh, NC

$1,284

Difference

$805

less

🛒Groceries

↓ 15.9%

Daly City, CA

$1,140

Raleigh, NC

$959

Difference

$181

less

📦Other

↓ 5.9%

Daly City, CA

$1,814

Raleigh, NC

$1,707

Difference

$107

less

⚡All Utilities

↑ 24.0%

Daly City, CA

$441

Raleigh, NC

$546

Difference

$106

🏥Healthcare

↓ 13.5%

Daly City, CA

$695

Raleigh, NC

$601

Difference

$93.85

less

🏠Rent Comparison

Studio

From$2,131

To$1,570

↓ $561

1 Bed

From$2,550

To$1,640

↓ $910

2 Bed

From$3,085

To$1,800

↓ $1,285

3 Bed

From$3,940

To$2,255

↓ $1,685

Daly City, CAZIP-level data

1BR range: $3,100–$3,100/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,155

Monthly in Daly City, CA

$7,567

Monthly in Raleigh, NC

$4,588

Difference

Home Values

Daly City

Raleigh

$1.13M

Median Value

$512K

↓ -2.7%

YoY Change

↓ -0.5%

↑ +3.8%

5-Year Change

↑ +38.2%

$1.13M

Price Range

$314K - $992K

Homes in Raleigh are 55% less expensive than Daly City

Calculate payment - Daly City Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.5K

Per year

Monthly Difference

$292

More take-home

Effective Rate Diff

2.3%

Rate difference

Daly City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Daly City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.