Davis, OK vs Tampa, FL: Cost of Living

Which city costs less?

Tampa, FL has a modeled overall cost index 38.7% higher than Davis, OK.

Davis, OK · modeled 2BR rent
$950 / month
Tampa, FL · modeled 2BR rent
$2,290 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Davis, OK and Tampa, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $2,901/month in Tampa, FL

$150,000 in your current city has a modeled equivalent of $184,810 in Tampa, FL

Regional cost estimates: Davis, OK uses Oklahoma City, OK. Tampa, FL uses Tampa-St. Petersburg-Clearwater, FL Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 38.7%
More expensive
Monthly Impact
$2,901
Extra cost
Annual Impact
$34.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Davis, OK

Population:3K
Cost Index:
74.2
100 = national average
Typical Home:$170K

Tampa, FL

Population:385K
Cost Index:
103.0
100 = national average
Typical Home:$367K

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Davis, OK

The Sooner State

3K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 3K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Major Tampa Bay area
  • •No state income tax
  • •Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Estimated monthly spending: Davis, OK vs Tampa, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 83.0%
Davis, OK
$1,931
Tampa, FL
$3,532
Difference
$1,602
more
Other
↑ 33.2%
Davis, OK
$1,774
Tampa, FL
$2,363
Difference
$589
more
Transportation
↑ 18.4%
Davis, OK
$1,417
Tampa, FL
$1,678
Difference
$261
more
Groceries
↑ 22.7%
Davis, OK
$1,086
Tampa, FL
$1,332
Difference
$246
more
All Utilities
↑ 19.6%
Davis, OK
$627
Tampa, FL
$750
Difference
$123
more
Healthcare
↑ 11.9%
Davis, OK
$666
Tampa, FL
$745
Difference
$79.20
more

🏠Rent Comparison

Studio
From$710
To$1,850
↑ $1,140
1 Bed
From$720
To$1,960
↑ $1,240
2 Bed
From$950
To$2,290
↑ $1,340
3 Bed
From$1,170
To$2,930
↑ $1,760
Davis, OKZIP-level data

1BR range: $720–$720/mo

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Davis, OK
$10,401
Monthly in Tampa, FL
$2,901
Difference

Home Values

Davis
Tampa
$170K
Median Value
$367K
↓ -7.2%
YoY Change
↓ -4%
↑ +33.4%
5-Year Change
↑ +42.1%
$170K
Price Range
$251K - $989K

Homes in Tampa are 115% more expensive than Davis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Davis, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Davis, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Davis
Tampa
52 Moderate
Air Quality
50 Good
47%
Good Air Days
52.5%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+3.1°F
2050 Outlook
▲+2.2°F
67 days
Heat Days >95°F
38 days
▲+3.1°F
2050 Outlook
▲+2.2°F
67 days
Heat Days >95°F
38 days

Before moving from Davis, OK to Tampa, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Tampa, FL for the same bedroom count and included utilities as your home in Davis, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Davis to Tampa moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Tampa, FL by cost, housing, population and region.

Frequently Asked Questions: Davis, OK vs Tampa, FL

How do the cost estimates for Davis, OK and Tampa, FL compare?

Tampa, FL has a modeled overall cost index 38.7% higher than Davis, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Davis, OK, the model estimates $184,810 in Tampa, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Davis, OK and Tampa, FL?

The modeled two-bedroom rents are $950/month in Davis, OK and $2,290/month in Tampa, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and Florida on TaxTakeHome.com

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