Is San Antonio, TX cheaper than Dayton, OH?

Based on cost of living data, San Antonio, TX is 0.8% more expensive than Dayton, OH. The two cities have very similar living costs.

What salary do I need in San Antonio, TX to live like I do in Dayton, OH?

If you earn $150,000 in Dayton, OH, you'd need approximately $150,680.585 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Dayton, OH and San Antonio, TX?

Housing in San Antonio, TX is 0.5% cheaper than in Dayton, OH. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,228/month in Dayton, OH.

How much can I save per month by moving from Dayton, OH to San Antonio, TX?

Dayton, OH and San Antonio, TX have very similar costs of living, based on a $150,000 salary.

Dayton, OH vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Dayton, OH — ZIP-level rent data · COL adjusted from Cincinnati, OH area

Current salary in Dayton, OH

Numbers update automatically as you type

You'd spend $56.72/month more in San Antonio, TX

$150.0K in your current city equals $150.7K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Dayton-Kettering, OH area

Overall Cost

↑ 0.8%

More expensive

Monthly Impact

$56.72

Extra cost

Annual Impact

$681

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Dayton, OH

Population:136K

Cost Index:100

Median Home:$112K

San Antonio, TX

Population:1547K

Cost Index:101

Median Home:$215K

Dayton, OH

The Buckeye State

136K

Population

State Tax

Yes

Located in Ohio, this city has a population of 136K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Dayton, OH vs San Antonio, TX

Category	Dayton, OH	San Antonio, TX	Difference	Change
🚗Transportation	$1,234/mo	$1,287/mo	↑ $53.04more	4.3%
🏥Healthcare	$568/mo	$527/mo	↓ $41.33less	7.3%
⚡All Utilities	$468/mo	$496/mo	↑ $27.72more	5.9%
📦Other	$1,631/mo	$1,647/mo	↑ $16.40more	1.0%
🛒Groceries	$926/mo	$913/mo	↓ $12.77less	1.4%
🏠Housing	$2,110/mo	$2,100/mo	↓ $9.97less	0.5%

🚗Transportation

↑ 4.3%

Dayton, OH

$1,234

San Antonio, TX

$1,287

Difference

$53.04

🏥Healthcare

↓ 7.3%

Dayton, OH

$568

San Antonio, TX

$527

Difference

$41.33

less

⚡All Utilities

↑ 5.9%

Dayton, OH

$468

San Antonio, TX

$496

Difference

$27.72

📦Other

↑ 1.0%

Dayton, OH

$1,631

San Antonio, TX

$1,647

Difference

$16.40

🛒Groceries

↓ 1.4%

Dayton, OH

$926

San Antonio, TX

$913

Difference

$12.77

less

🏠Housing

↓ 0.5%

Dayton, OH

$2,110

San Antonio, TX

$2,100

Difference

$9.97

less

🏛️ Local Income Taxes

Dayton, OH: Dayton Municipal Income Tax$3,750/yr (2.5%)

San Antonio, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$893

To$1,110

↑ $217

1 Bed

From$974

To$1,210

↑ $236

2 Bed

From$1,228

To$1,470

↑ $242

3 Bed

From$1,593

To$1,890

↑ $297

Dayton, OHZIP-level data

1BR range: $790–$1,430/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,936

Monthly in Dayton, OH

$6,969

Monthly in San Antonio, TX

$33.08

Difference

Home Values

Dayton

San Antonio

$112K

Median Value

$215K

↑ +1.4%

YoY Change

↓ -2.9%

↑ +37%

5-Year Change

↑ +16.7%

$72K - $307K

Price Range

$107K - $905K

Homes in San Antonio are 92% more expensive than Dayton

Calculate payment - Dayton Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.4K

Per year

Monthly Difference

$369

More take-home

Effective Rate Diff

3.0%

Rate difference

Dayton, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Dayton, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.