Is Charlotte, NC cheaper than Daytona Beach, FL?

Based on cost of living data, Charlotte, NC is 1.4% cheaper than Daytona Beach, FL. This translates to saving $101 per month.

What salary do I need in Charlotte, NC to live like I do in Daytona Beach, FL?

If you earn $150,000 in Daytona Beach, FL, you'd need approximately $148,783.84 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Daytona Beach, FL and Charlotte, NC?

Housing in Charlotte, NC is 6.3% more expensive than in Daytona Beach, FL. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,327/month in Daytona Beach, FL.

How much can I save per month by moving from Daytona Beach, FL to Charlotte, NC?

Moving from Daytona Beach, FL to Charlotte, NC could save you approximately $101 per month, or $1216 per year, based on a $150,000 salary.

Daytona Beach, FL vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Daytona Beach, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in Daytona Beach, FL

Numbers update automatically as you type

You'd save $101/month moving to Charlotte, NC

$150.0K in your current city equals $148.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 1.4%

Less expensive

Monthly Impact

$101

Savings

Annual Impact

$1.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Daytona Beach, FL

Population:82K

Cost Index:100

Median Home:$230K

Charlotte, NC

Population:875K

Cost Index:99

Median Home:$399K

Daytona Beach, FL

The Sunshine State

82K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 82K residents.

💡 Advantage: Florida has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Daytona Beach, FL vs Charlotte, NC

Category	Daytona Beach, FL	Charlotte, NC	Difference	Change
🏠Housing	$2,322/mo	$2,469/mo	↑ $147more	6.3%
🏥Healthcare	$557/mo	$638/mo	↑ $81.23more	14.6%
⚡All Utilities	$561/mo	$519/mo	↓ $41.48less	7.4%
🚗Transportation	$1,226/mo	$1,202/mo	↓ $23.73less	1.9%
📦Other	$1,726/mo	$1,707/mo	↓ $18.45less	1.1%
🛒Groceries	$996/mo	$989/mo	↓ $6.60less	0.7%

🏠Housing

↑ 6.3%

Daytona Beach, FL

$2,322

Charlotte, NC

$2,469

Difference

$147

🏥Healthcare

↑ 14.6%

Daytona Beach, FL

$557

Charlotte, NC

$638

Difference

$81.23

⚡All Utilities

↓ 7.4%

Daytona Beach, FL

$561

Charlotte, NC

$519

Difference

$41.48

less

🚗Transportation

↓ 1.9%

Daytona Beach, FL

$1,226

Charlotte, NC

$1,202

Difference

$23.73

less

📦Other

↓ 1.1%

Daytona Beach, FL

$1,726

Charlotte, NC

$1,707

Difference

$18.45

less

🛒Groceries

↓ 0.7%

Daytona Beach, FL

$996

Charlotte, NC

$989

Difference

$6.60

less

🏠Rent Comparison

Studio

From$937

To$1,630

↑ $693

1 Bed

From$1,079

To$1,710

↑ $631

2 Bed

From$1,327

To$1,870

↑ $543

3 Bed

From$1,749

To$2,300

↑ $551

Daytona Beach, FLZIP-level data

1BR range: $1,300–$1,360/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,387

Monthly in Daytona Beach, FL

$7,525

Monthly in Charlotte, NC

$138

Difference

Home Values

Daytona Beach

Charlotte

$230K

Median Value

$399K

↓ -8.7%

YoY Change

↓ -1.1%

↑ +23.9%

5-Year Change

↑ +40.8%

$177K - $282K

Price Range

$293K - $1.57M

Homes in Charlotte are 74% more expensive than Daytona Beach

Calculate payment - Daytona Beach Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Daytona Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Daytona Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.