Decatur, IL vs Hutchinson, KS: Cost of Living

Which city costs less?

Hutchinson, KS has a modeled overall cost index 9.6% lower than Decatur, IL.

Decatur, IL · modeled 2BR rent: $1,040 / month
Hutchinson, KS · modeled 2BR rent: $960 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Decatur, IL and Hutchinson, KS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Decatur, IL

Numbers update automatically as you type

Estimated savings: $752/month in Hutchinson, KS

$150,000 in your current city has a modeled equivalent of $140,976 in Hutchinson, KS

Regional cost estimates: Decatur, IL uses St. Louis, MO. Hutchinson, KS uses Wichita, KS. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 9.6%

Less expensive

Monthly Impact

$752

Savings

Annual Impact

$9.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Decatur, IL

Population:69K

Cost Index:

91.0

100 = national average

Typical Home:$99K

Hutchinson, KS

Population:40K

Cost Index:

82.2

100 = national average

Typical Home:$90K

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Decatur, IL

The Prairie State

69K

Population

State Tax

Yes

Located in Illinois, this city has a population of 69K residents.

Hutchinson, KS

The Sunflower State

40K

Population

State Tax

Yes

Located in Kansas, this city has a population of 40K residents.

Cost Breakdown by Category

Estimated monthly spending: Decatur, IL vs Hutchinson, KS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Decatur, IL	Hutchinson, KS	Difference	Change
Housing	$2,107/mo	$1,709/mo	↓ $398less	18.9%
Transportation	$1,369/mo	$1,237/mo	↓ $132less	9.6%
Other	$1,810/mo	$1,689/mo	↓ $121less	6.7%
Groceries	$1,045/mo	$936/mo	↓ $109less	10.4%
Healthcare	$580/mo	$613/mo	↑ $33.23more	5.7%
All Utilities	$590/mo	$564/mo	↓ $25.89less	4.4%

Housing

↓ 18.9%

Decatur, IL

$2,107

Hutchinson, KS

$1,709

Difference

$398

less

Transportation

↓ 9.6%

Decatur, IL

$1,369

Hutchinson, KS

$1,237

Difference

$132

less

Other

↓ 6.7%

Decatur, IL

$1,810

Hutchinson, KS

$1,689

Difference

$121

less

Groceries

↓ 10.4%

Decatur, IL

$1,045

Hutchinson, KS

$936

Difference

$109

less

Healthcare

↑ 5.7%

Decatur, IL

$580

Hutchinson, KS

$613

Difference

$33.23

All Utilities

↓ 4.4%

Decatur, IL

$590

Hutchinson, KS

$564

Difference

$25.89

less

🏠Rent Comparison

Studio

From$820

To$660

↓ $160

1 Bed

From$830

To$730

↓ $100

2 Bed

From$1,040

To$960

↓ $80.00

3 Bed

From$1,350

To$1,170

↓ $180

Decatur, ILZIP-level data

1BR range: $730–$910/mo

Hutchinson, KSZIP-level data

1BR range: $730–$730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Decatur, IL

$6,748

Monthly in Hutchinson, KS

$752

Difference

Home Values

Decatur

Hutchinson

$99K

Median Value

$90K

↑ +8.9%

YoY Change

↑ +3.9%

↑ +33.5%

5-Year Change

↑ +52.1%

$84K - $114K

Price Range

$90K

Homes in Hutchinson are 9% less expensive than Decatur

Calculate payment - Decatur Calculate payment - Hutchinson

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $993

More taxes

Monthly Difference

$82.75

Less take-home

Effective Rate Diff

0.7%

Rate difference

Decatur, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Hutchinson, KS

Federal Income Tax

Effective: 18.9%

$25.5K

Kansas State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,714/month

$104.6K

Additional Tax Information

Decatur, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Hutchinson, KS Tax Rates

Sales Tax:8.7%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Decatur

Hutchinson

54 Moderate

Air Quality

43 Good

38%

Good Air Days

75.1%

99 High

Climate Risk

97 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.0°F

2050 Outlook

▲+3.1°F

39 days

Heat Days >95°F

61 days

▲+3.0°F

2050 Outlook

▲+3.1°F

39 days

Heat Days >95°F

61 days

Before moving from Decatur, IL to Hutchinson, KS

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Hutchinson, KS for the same bedroom count and included utilities as your home in Decatur, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Decatur to Hutchinson moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Hutchinson, KS by cost, housing, population and region.

Frequently Asked Questions: Decatur, IL vs Hutchinson, KS

How do the cost estimates for Decatur, IL and Hutchinson, KS compare?

Hutchinson, KS has a modeled overall cost index 9.6% lower than Decatur, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Decatur, IL, the model estimates $140,976 in Hutchinson, KS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Decatur, IL and Hutchinson, KS?

The modeled two-bedroom rents are $1,040/month in Decatur, IL and $960/month in Hutchinson, KS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Kansas on TaxTakeHome.com