Decherd, TN vs Bean Station, TN: Cost of Living

Which city costs less?

Bean Station, TN has a modeled overall cost index 6.3% lower than Decherd, TN.

Decherd, TN · modeled 2BR rent
$960 / month
Bean Station, TN · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Decherd, TN and Bean Station, TN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated savings: $502/month in Bean Station, TN

$150,000 in your current city has a modeled equivalent of $143,975 in Bean Station, TN

Regional cost estimates: Decherd, TN uses Nashville, TN. Bean Station, TN uses Lexington, KY. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 6.3%
Less expensive
Monthly Impact
$502
Savings
Annual Impact
$6.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Decherd, TN

Population:2K
Cost Index:
82.0
100 = national average
Typical Home:$253K

Bean Station, TN

Population:3K
Cost Index:
76.8
100 = national average
Typical Home:$252K

Planning the move to Bean Station?

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Decherd, TN

The Volunteer State

2K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 2K residents.

💡 Advantage: Tennessee has no state income tax!

Bean Station, TN

The Volunteer State

3K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 3K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Decherd, TN vs Bean Station, TN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 12.3%
Decherd, TN
$1,835
Bean Station, TN
$1,609
Difference
$225
less
Housing
↓ 8.4%
Decherd, TN
$2,254
Bean Station, TN
$2,065
Difference
$189
less
All Utilities
↓ 8.8%
Decherd, TN
$550
Bean Station, TN
$501
Difference
$48.57
less
Healthcare
↓ 7.5%
Decherd, TN
$643
Bean Station, TN
$595
Difference
$48.01
less
Groceries
↑ 3.0%
Decherd, TN
$1,005
Bean Station, TN
$1,035
Difference
$29.81
more
Transportation
↓ 1.7%
Decherd, TN
$1,213
Bean Station, TN
$1,192
Difference
$20.66
less

🏠Rent Comparison

Studio
From$730
To$700
↓ $30.00
1 Bed
From$740
To$700
↓ $40.00
2 Bed
From$960
To$930
↓ $30.00
3 Bed
From$1,280
To$1,220
↓ $60.00
Decherd, TNZIP-level data

1BR range: $740–$740/mo

Bean Station, TNZIP-level data

1BR range: $700–$700/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Decherd, TN
$6,998
Monthly in Bean Station, TN
$502
Difference

Home Values

Decherd
Bean Station
$253K
Median Value
$252K
↑ +2.5%
YoY Change
↑ +0.7%
↑ +42.8%
5-Year Change
↑ +45.6%
Calculate payment - DecherdCalculate payment - Bean Station

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Decherd, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Bean Station, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Decherd, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Bean Station, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Decherd
Bean Station
50 Good
Air Quality
41 Good
51.6%
Good Air Days
79.2%
97 High
Climate Risk
92 Moderate
🌊🫨🌪
Top Hazards
🌪💨
▲+2.8°F
2050 Outlook
▲+3.0°F
42 days
Heat Days >95°F
21 days
▲+2.8°F
2050 Outlook
▲+3.0°F
42 days
Heat Days >95°F
21 days

Before moving from Decherd, TN to Bean Station, TN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Bean Station, TN for the same bedroom count and included utilities as your home in Decherd, TN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Decherd to Bean Station moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Bean Station, TN by cost, housing, population and region.

Frequently Asked Questions: Decherd, TN vs Bean Station, TN

How do the cost estimates for Decherd, TN and Bean Station, TN compare?

Bean Station, TN has a modeled overall cost index 6.3% lower than Decherd, TN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Decherd, TN, the model estimates $143,975 in Bean Station, TN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Decherd, TN and Bean Station, TN?

The modeled two-bedroom rents are $960/month in Decherd, TN and $930/month in Bean Station, TN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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