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Cost of Living Comparison 2026

๐Ÿ“ Deer Park, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd spend $804/month more in Charlotte, NC

$150.0K in your current city equals $159.6K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from Houston-The Woodlands-Sugar Land, TX area
Overall Cost
โ†‘ 10.7%
More expensive
Monthly Impact
$804
Extra cost
Annual Impact
$9.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Deer Park, TX

Population:33K
Cost Index:100
Median Home:$275K

Charlotte, NC

Population:875K
Cost Index:111
Median Home:$399K

Deer Park, TX

The Lone Star State

33K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 33K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Deer Park, TX vs Charlotte, NC

๐Ÿ Housing
โ†‘ 37.9%
Deer Park, TX
$1,790
Charlotte, NC
$2,469
Difference
$679
more
๐Ÿ›’Groceries
โ†‘ 13.9%
Deer Park, TX
$868
Charlotte, NC
$989
Difference
$121
more
๐Ÿš—Transportation
โ†“ 8.6%
Deer Park, TX
$1,316
Charlotte, NC
$1,202
Difference
$114
less
๐ŸฅHealthcare
โ†‘ 19.2%
Deer Park, TX
$535
Charlotte, NC
$638
Difference
$103
more
๐Ÿ“ฆOther
โ†‘ 6.4%
Deer Park, TX
$1,605
Charlotte, NC
$1,707
Difference
$103
more
โšกAll Utilities
โ†“ 1.4%
Deer Park, TX
$526
Charlotte, NC
$519
Difference
$7.28
less

๐Ÿ Rent Comparison

Studio
From$988
To$1,630
โ†‘ $642
1 Bed
From$1,019
To$1,710
โ†‘ $691
2 Bed
From$1,212
To$1,870
โ†‘ $658
3 Bed
From$1,628
To$2,300
โ†‘ $672
Deer Park, TXZIP-level data

1BR range: $1,320โ€“$1,320/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,641
Monthly in Deer Park, TX
$7,525
Monthly in Charlotte, NC
$884
Difference

Home Values

Deer Park
Charlotte
$275K
Median Value
$399K
โ†“ -0.6%
YoY Change
โ†“ -1.1%
โ†‘ +24.1%
5-Year Change
โ†‘ +40.8%
$275K
Price Range
$293K - $1.57M

Homes in Charlotte are 45% more expensive than Deer Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Deer Park, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Deer Park, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Deer Park
Charlotte
61 Moderate
Air Quality
51 Moderate
13.7%
Good Air Days
46.2%
100 Very High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
64 days
Heat Days >95ยฐF
36 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
64 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and North Carolina on TaxTakeHome.com

Where your money goes further

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