Is Phoenix, AZ cheaper than Deerfield Beach, FL?

Based on cost of living data, Phoenix, AZ is 5.1% cheaper than Deerfield Beach, FL. This translates to saving $379 per month.

What salary do I need in Phoenix, AZ to live like I do in Deerfield Beach, FL?

If you earn $150,000 in Deerfield Beach, FL, you'd need approximately $145,451.542 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Deerfield Beach, FL and Phoenix, AZ?

Housing in Phoenix, AZ is 1.7% cheaper than in Deerfield Beach, FL. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,910/month in Deerfield Beach, FL.

How much can I save per month by moving from Deerfield Beach, FL to Phoenix, AZ?

Moving from Deerfield Beach, FL to Phoenix, AZ could save you approximately $379 per month, or $4548 per year, based on a $150,000 salary.

Deerfield Beach, FL vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Deerfield Beach, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in Deerfield Beach, FL

Numbers update automatically as you type

You'd save $379/month moving to Phoenix, AZ

$150.0K in your current city equals $145.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 5.1%

Less expensive

Monthly Impact

$379

Savings

Annual Impact

$4.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Deerfield Beach, FL

Population:87K

Cost Index:100

Median Home:$285K

Phoenix, AZ

Population:1608K

Cost Index:95

Median Home:$414K

Deerfield Beach, FL

The Sunshine State

87K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 87K residents.

💡 Advantage: Florida has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Deerfield Beach, FL vs Phoenix, AZ

Category	Deerfield Beach, FL	Phoenix, AZ	Difference	Change
📦Other	$1,868/mo	$1,677/mo	↓ $191less	10.2%
🛒Groceries	$1,063/mo	$963/mo	↓ $99.86less	9.4%
🚗Transportation	$1,418/mo	$1,489/mo	↑ $70.47more	5.0%
⚡All Utilities	$511/mo	$561/mo	↑ $49.79more	9.7%
🏠Housing	$2,837/mo	$2,788/mo	↓ $48.81less	1.7%
🏥Healthcare	$580/mo	$589/mo	↑ $8.75more	1.5%

📦Other

↓ 10.2%

Deerfield Beach, FL

$1,868

Phoenix, AZ

$1,677

Difference

$191

less

🛒Groceries

↓ 9.4%

Deerfield Beach, FL

$1,063

Phoenix, AZ

$963

Difference

$99.86

less

🚗Transportation

↑ 5.0%

Deerfield Beach, FL

$1,418

Phoenix, AZ

$1,489

Difference

$70.47

⚡All Utilities

↑ 9.7%

Deerfield Beach, FL

$511

Phoenix, AZ

$561

Difference

$49.79

🏠Housing

↓ 1.7%

Deerfield Beach, FL

$2,837

Phoenix, AZ

$2,788

Difference

$48.81

less

🏥Healthcare

↑ 1.5%

Deerfield Beach, FL

$580

Phoenix, AZ

$589

Difference

$8.75

🏠Rent Comparison

Studio

From$1,419

To$1,390

↓ $29.00

1 Bed

From$1,547

To$1,510

↓ $37.00

2 Bed

From$1,910

To$1,750

↓ $160

3 Bed

From$2,631

To$2,330

↓ $301

Deerfield Beach, FLZIP-level data

1BR range: $1,660–$2,090/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,278

Monthly in Deerfield Beach, FL

$8,068

Monthly in Phoenix, AZ

$211

Difference

Home Values

Deerfield Beach

Phoenix

$285K

Median Value

$414K

↓ -9.7%

YoY Change

↓ -3.1%

↑ +29.5%

5-Year Change

↑ +30.2%

$183K - $386K

Price Range

$274K - $957K

Homes in Phoenix are 45% more expensive than Deerfield Beach

Calculate payment - Deerfield Beach Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Deerfield Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Deerfield Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.