Dell Rapids, SD vs Pine Island, MN: Cost of Living

Which city costs less?

Pine Island, MN has a modeled overall cost index 30.7% higher than Dell Rapids, SD.

Dell Rapids, SD · modeled 2BR rent
$1,090 / month
Pine Island, MN · modeled 2BR rent
$1,210 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Dell Rapids, SD and Pine Island, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $1,988/month in Pine Island, MN

$150,000 in your current city has a modeled equivalent of $173,851 in Pine Island, MN

Regional cost estimates: Dell Rapids, SD uses Omaha, NE. Pine Island, MN uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 30.7%
More expensive
Monthly Impact
$1,988
Extra cost
Annual Impact
$23.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Dell Rapids, SD

Population:4K
Cost Index:
69.5
100 = national average
Typical Home:$353K

Pine Island, MN

Population:4K
Cost Index:
90.9
100 = national average
Typical Home:$364K

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Dell Rapids, SD

The Mount Rushmore State

4K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 4K residents.

💡 Advantage: South Dakota has no state income tax!

Pine Island, MN

The North Star State

4K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Dell Rapids, SD vs Pine Island, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 45.4%
Dell Rapids, SD
$1,983
Pine Island, MN
$2,884
Difference
$901
more
Other
↑ 20.3%
Dell Rapids, SD
$1,700
Pine Island, MN
$2,045
Difference
$345
more
Transportation
↑ 25.7%
Dell Rapids, SD
$1,301
Pine Island, MN
$1,636
Difference
$335
more
Groceries
↑ 15.4%
Dell Rapids, SD
$1,137
Pine Island, MN
$1,312
Difference
$175
more
Healthcare
↑ 18.0%
Dell Rapids, SD
$816
Pine Island, MN
$963
Difference
$147
more
All Utilities
↑ 15.1%
Dell Rapids, SD
$563
Pine Island, MN
$648
Difference
$84.93
more

🏠Rent Comparison

Studio
From$810
To$900
↑ $90.00
1 Bed
From$920
To$1,000
↑ $80.00
2 Bed
From$1,090
To$1,210
↑ $120
3 Bed
From$1,490
To$1,700
↑ $210
Dell Rapids, SDZIP-level data

1BR range: $920–$920/mo

Pine Island, MNZIP-level data

1BR range: $1,000–$1,000/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Dell Rapids, SD
$9,488
Monthly in Pine Island, MN
$1,988
Difference

Home Values

Dell Rapids
Pine Island
$353K
Median Value
$364K
↑ +2.8%
YoY Change
↑ +3.1%
↑ +40.8%
5-Year Change
↑ +31.8%

Homes in Pine Island are 3% more expensive than Dell Rapids

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $10.4K
More taxes
Monthly Difference
$869
Less take-home
Effective Rate Diff
7.0%
Rate difference

Dell Rapids, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Pine Island, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Dell Rapids, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Pine Island, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Dell Rapids
Pine Island
45 Good
Air Quality
36 Good
63.7%
Good Air Days
72.4%
96 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+3.7°F
35 days
Heat Days >95°F
14 days
▲+3.4°F
2050 Outlook
▲+3.7°F
35 days
Heat Days >95°F
14 days

Before moving from Dell Rapids, SD to Pine Island, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Pine Island, MN for the same bedroom count and included utilities as your home in Dell Rapids, SD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Dell Rapids to Pine Island moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pine Island, MN by cost, housing, population and region.

Frequently Asked Questions: Dell Rapids, SD vs Pine Island, MN

How do the cost estimates for Dell Rapids, SD and Pine Island, MN compare?

Pine Island, MN has a modeled overall cost index 30.7% higher than Dell Rapids, SD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Dell Rapids, SD, the model estimates $173,851 in Pine Island, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Dell Rapids, SD and Pine Island, MN?

The modeled two-bedroom rents are $1,090/month in Dell Rapids, SD and $1,210/month in Pine Island, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between South Dakota and Minnesota on TaxTakeHome.com

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