Is Dallas, TX cheaper than Denison, TX?

Based on cost of living data, Dallas, TX is 3.8% more expensive than Denison, TX. This translates to spending an extra $282 per month.

What salary do I need in Dallas, TX to live like I do in Denison, TX?

If you earn $150,000 in Denison, TX, you'd need approximately $153,378.342 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Denison, TX and Dallas, TX?

Housing in Dallas, TX is 9.1% more expensive than in Denison, TX. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $980/month in Denison, TX.

How much can I save per month by moving from Denison, TX to Dallas, TX?

Living in Dallas, TX costs approximately $282 more per month than Denison, TX, or $3378 more per year, based on a $150,000 salary.

Denison, TX vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Denison, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Denison, TX

Numbers update automatically as you type

You'd spend $282/month more in Dallas, TX

$150.0K in your current city equals $153.4K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 3.8%

More expensive

Monthly Impact

$282

Extra cost

Annual Impact

$3.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Denison, TX

Population:26K

Cost Index:100

Median Home:$230K

Dallas, TX

Population:1304K

Cost Index:104

Median Home:$292K

Denison, TX

The Lone Star State

26K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 26K residents.

💡 Advantage: Texas has no state income tax!

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Denison, TX vs Dallas, TX

Category	Denison, TX	Dallas, TX	Difference	Change
🏠Housing	$2,191/mo	$2,391/mo	↑ $200more	9.1%
🚗Transportation	$1,192/mo	$1,298/mo	↑ $106more	8.9%
🛒Groceries	$938/mo	$979/mo	↑ $40.83more	4.4%
🏥Healthcare	$606/mo	$632/mo	↑ $26.35more	4.4%
⚡All Utilities	$539/mo	$563/mo	↑ $23.46more	4.4%
📦Other	$1,768/mo	$1,774/mo	↑ $6.51more	0.4%

🏠Housing

↑ 9.1%

Denison, TX

$2,191

Dallas, TX

$2,391

Difference

$200

🚗Transportation

↑ 8.9%

Denison, TX

$1,192

Dallas, TX

$1,298

Difference

$106

🛒Groceries

↑ 4.4%

Denison, TX

$938

Dallas, TX

$979

Difference

$40.83

🏥Healthcare

↑ 4.4%

Denison, TX

$606

Dallas, TX

$632

Difference

$26.35

⚡All Utilities

↑ 4.4%

Denison, TX

$539

Dallas, TX

$563

Difference

$23.46

📦Other

↑ 0.4%

Denison, TX

$1,768

Dallas, TX

$1,774

Difference

$6.51

🏠Rent Comparison

Studio

From$788

To$1,450

↑ $662

1 Bed

From$804

To$1,505

↑ $701

2 Bed

From$980

To$1,765

↑ $785

3 Bed

From$1,366

To$2,220

↑ $854

Denison, TXZIP-level data

1BR range: $1,010–$1,050/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,234

Monthly in Denison, TX

$7,637

Monthly in Dallas, TX

$403

Difference

Home Values

Denison

Dallas

$230K

Median Value

$292K

↓ -4.7%

YoY Change

↓ -3.1%

↑ +26.5%

5-Year Change

↑ +27.1%

$217K - $243K

Price Range

$138K - $2.01M

Homes in Dallas are 27% more expensive than Denison

Calculate payment - Denison Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Denison, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Denison, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.