Is San Antonio, TX cheaper than Denver, CO?

Based on cost of living data, San Antonio, TX is 17.3% cheaper than Denver, CO. This translates to saving $1295 per month.

What salary do I need in San Antonio, TX to live like I do in Denver, CO?

If you earn $150,000 in Denver, CO, you'd need approximately $134,454.545 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Denver, CO and San Antonio, TX?

Housing in San Antonio, TX is 35.4% cheaper than in Denver, CO. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,190/month in Denver, CO.

How much can I save per month by moving from Denver, CO to San Antonio, TX?

Moving from Denver, CO to San Antonio, TX could save you approximately $1295 per month, or $15545 per year, based on a $150,000 salary.

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Denver, CO

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San Antonio, TX

Cost of Living Comparison 2026

Current salary in Denver, CO

Numbers update automatically as you type

You'd save $1.3K/month moving to San Antonio, TX

$150.0K in your current city equals $134.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area

Overall Cost

↓ 17.3%

Less expensive

Monthly Impact

$1,295

Savings

Annual Impact

$15.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Denver, CO

Population:716K

Cost Index:100

Median Home:$513K

San Antonio, TX

Population:1547K

Cost Index:83

Median Home:$215K

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Denver, CO vs San Antonio, TX

Category	Denver, CO	San Antonio, TX	Difference	Change
🏠Housing	$3,248/mo	$2,100/mo	↓ $1,149less	35.4%
🚗Transportation	$1,462/mo	$1,287/mo	↓ $175less	12.0%
📦Other	$1,774/mo	$1,647/mo	↓ $127less	7.2%
🛒Groceries	$1,029/mo	$913/mo	↓ $116less	11.3%
🏥Healthcare	$632/mo	$527/mo	↓ $105less	16.7%
⚡All Utilities	$519/mo	$496/mo	↓ $23.50less	4.5%

🏠Housing

↓ 35.4%

Denver, CO

$3,248

San Antonio, TX

$2,100

Difference

$1,149

less

🚗Transportation

↓ 12.0%

Denver, CO

$1,462

San Antonio, TX

$1,287

Difference

$175

less

📦Other

↓ 7.2%

Denver, CO

$1,774

San Antonio, TX

$1,647

Difference

$127

less

🛒Groceries

↓ 11.3%

Denver, CO

$1,029

San Antonio, TX

$913

Difference

$116

less

🏥Healthcare

↓ 16.7%

Denver, CO

$632

San Antonio, TX

$527

Difference

$105

less

⚡All Utilities

↓ 4.5%

Denver, CO

$519

San Antonio, TX

$496

Difference

$23.50

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

San Antonio, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,720

To$1,110

↓ $610

1 Bed

From$1,840

To$1,210

↓ $630

2 Bed

From$2,190

To$1,470

↓ $720

3 Bed

From$2,870

To$1,890

↓ $980

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,665

Monthly in Denver, CO

$6,969

Monthly in San Antonio, TX

$1,695

Difference

Home Values

Denver

San Antonio

$513K

Median Value

$215K

↓ -4.2%

YoY Change

↓ -2.9%

↑ +13%

5-Year Change

↑ +16.7%

$352K - $933K

Price Range

$107K - $905K

Homes in San Antonio are 58% less expensive than Denver

Calculate payment - Denver Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.6K

Per year

Monthly Difference

$550

More take-home

Effective Rate Diff

4.4%

Rate difference

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.