Depoe Bay, OR vs Joseph, OR: Cost of Living

Which city costs less?

Joseph, OR has a modeled overall cost index 13.3% lower than Depoe Bay, OR.

Depoe Bay, OR · modeled 2BR rent: $1,530 / month
Joseph, OR · modeled 2BR rent: $1,470 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

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Cost of Living Comparison 2026

Compare Depoe Bay, OR and Joseph, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Depoe Bay, OR

Numbers update automatically as you type

Estimated savings: $1,262/month in Joseph, OR

$150,000 in your current city has a modeled equivalent of $134,850 in Joseph, OR

Regional cost estimates: Depoe Bay, OR uses Portland, OR. Joseph, OR uses Boise, ID. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 13.3%

Less expensive

Monthly Impact

$1,262

Savings

Annual Impact

$15.1K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Depoe Bay, OR

Population:2K

Cost Index:

93.3

100 = national average

Typical Home:$536K

Joseph, OR

Population:1K

Cost Index:

80.9

100 = national average

Typical Home:$480K

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Depoe Bay, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 2K residents.

Joseph, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Depoe Bay, OR vs Joseph, OR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Depoe Bay, OR	Joseph, OR	Difference	Change
Housing	$3,028/mo	$2,045/mo	↓ $983less	32.5%
Transportation	$1,231/mo	$1,007/mo	↓ $224less	18.2%
Groceries	$903/mo	$852/mo	↓ $50.35less	5.6%
Other	$1,377/mo	$1,349/mo	↓ $28.04less	2.0%
All Utilities	$401/mo	$423/mo	↑ $21.92more	5.5%
Healthcare	$560/mo	$561/mo	↑ $1.13more	0.2%

Housing

↓ 32.5%

Depoe Bay, OR

$3,028

Joseph, OR

$2,045

Difference

$983

less

Transportation

↓ 18.2%

Depoe Bay, OR

$1,231

Joseph, OR

$1,007

Difference

$224

less

Groceries

↓ 5.6%

Depoe Bay, OR

$903

Joseph, OR

$852

Difference

$50.35

less

Other

↓ 2.0%

Depoe Bay, OR

$1,377

Joseph, OR

$1,349

Difference

$28.04

less

All Utilities

↑ 5.5%

Depoe Bay, OR

$401

Joseph, OR

$423

Difference

$21.92

Healthcare

↑ 0.2%

Depoe Bay, OR

$560

Joseph, OR

$561

Difference

$1.13

🏠Rent Comparison

Studio

From$1,160

To$1,020

↓ $140

1 Bed

From$1,170

To$1,210

↑ $40.00

2 Bed

From$1,530

To$1,470

↓ $60.00

3 Bed

From$2,110

To$2,040

↓ $70.00

Depoe Bay, ORZIP-level data

1BR range: $1,170–$1,170/mo

Joseph, ORZIP-level data

1BR range: $1,210–$1,210/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Depoe Bay, OR

$6,238

Monthly in Joseph, OR

$1,262

Difference

Home Values

Depoe Bay

Joseph

$536K

Median Value

$480K

↑ +0.1%

YoY Change

↑ +0.5%

↑ +37%

5-Year Change

↑ +39.4%

Homes in Joseph are 11% less expensive than Depoe Bay

Calculate payment - Depoe Bay Calculate payment - Joseph

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Depoe Bay, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Joseph, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Depoe Bay, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Joseph, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Depoe Bay

Joseph

35 Good

Air Quality

44 Good

85%

Good Air Days

62.8%

98 High

Climate Risk

88 Moderate

🌊🌡🫨

Top Hazards

🔥💨

▲+2.5°F

2050 Outlook

▲+3.3°F

9 days

Heat Days >95°F

49 days

▲+2.5°F

2050 Outlook

▲+3.3°F

9 days

Heat Days >95°F

49 days

Before moving from Depoe Bay, OR to Joseph, OR

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Joseph, OR for the same bedroom count and included utilities as your home in Depoe Bay, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Depoe Bay to Joseph moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Joseph, OR by cost, housing, population and region.

Frequently Asked Questions: Depoe Bay, OR vs Joseph, OR

How do the cost estimates for Depoe Bay, OR and Joseph, OR compare?

Joseph, OR has a modeled overall cost index 13.3% lower than Depoe Bay, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Depoe Bay, OR, the model estimates $134,850 in Joseph, OR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Depoe Bay, OR and Joseph, OR?

The modeled two-bedroom rents are $1,530/month in Depoe Bay, OR and $1,470/month in Joseph, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.