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Cost of Living Comparison 2026

📍 Derby, KS — ZIP-level rent data · COL adjusted from Wichita, KS area

$

Numbers update automatically as you type

You'd spend $2.7K/month more in Denver, CO

$150.0K in your current city equals $182.3K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Wichita, KS area
Overall Cost
↑ 35.9%
More expensive
Monthly Impact
$2,694
Extra cost
Annual Impact
$32.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Derby, KS

Population:26K
Cost Index:100
Median Home:$274K

Denver, CO

Population:716K
Cost Index:136
Median Home:$513K

Derby, KS

The Sunflower State

26K
Population
State Tax
Yes

Located in Kansas, this city has a population of 26K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • •Mile-high city (5,280 ft)
  • •Outdoor recreation hub
  • •Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Derby, KS vs Denver, CO

🏠Housing
↑ 107.9%
Derby, KS
$1,563
Denver, CO
$3,248
Difference
$1,686
more
🚗Transportation
↑ 29.2%
Derby, KS
$1,131
Denver, CO
$1,462
Difference
$330
more
📦Other
↑ 14.9%
Derby, KS
$1,544
Denver, CO
$1,774
Difference
$231
more
🛒Groceries
↑ 19.3%
Derby, KS
$863
Denver, CO
$1,029
Difference
$167
more
🏥Healthcare
↑ 11.9%
Derby, KS
$565
Denver, CO
$632
Difference
$66.99
more
⚡All Utilities
↓ 0.1%
Derby, KS
$519
Denver, CO
$519
Difference
$0.37
less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Derby, KS has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$704
To$1,720
↑ $1,016
1 Bed
From$760
To$1,840
↑ $1,080
2 Bed
From$984
To$2,190
↑ $1,206
3 Bed
From$1,296
To$2,870
↑ $1,574
Derby, KSZIP-level data

1BR range: $950–$950/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,185
Monthly in Derby, KS
$8,665
Monthly in Denver, CO
$2,480
Difference

Home Values

Derby
Denver
$274K
Median Value
$513K
↑ +0.3%
YoY Change
↓ -4.2%
↑ +33%
5-Year Change
↑ +13%
$274K
Price Range
$352K - $933K

Homes in Denver are 87% more expensive than Derby

Calculate payment - DerbyCalculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.8K
Per year
Monthly Difference
$152
More take-home
Effective Rate Diff
1.2%
Rate difference

Derby, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Derby, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Derby
Denver
43 Good
Air Quality
55 Moderate
75.1%
Good Air Days
35.2%
97 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+3.3°F
61 days
Heat Days >95°F
28 days
▲+3.1°F
2050 Outlook
▲+3.3°F
61 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between Kansas and Colorado on TaxTakeHome.com

Similar cost to Denver, CO

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