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Cost of Living Comparison 2026

๐Ÿ“ Derby, KS โ€” ZIP-level rent data ยท COL adjusted from Wichita, KS area

$

Numbers update automatically as you type

You'd spend $2.0K/month more in Tampa, FL

$150.0K in your current city equals $174.5K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from Wichita, KS area
Overall Cost
โ†‘ 27.3%
More expensive
Monthly Impact
$2,045
Extra cost
Annual Impact
$24.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Derby, KS

Population:26K
Cost Index:100
Median Home:$274K

Tampa, FL

Population:385K
Cost Index:127
Median Home:$367K

Derby, KS

The Sunflower State

26K
Population
State Tax
Yes

Located in Kansas, this city has a population of 26K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Derby, KS vs Tampa, FL

๐Ÿ Housing
โ†‘ 72.9%
Derby, KS
$1,563
Tampa, FL
$2,703
Difference
$1,140
more
๐Ÿ“ฆOther
โ†‘ 17.1%
Derby, KS
$1,544
Tampa, FL
$1,808
Difference
$264
more
๐Ÿ›’Groceries
โ†‘ 18.1%
Derby, KS
$863
Tampa, FL
$1,019
Difference
$157
more
๐Ÿš—Transportation
โ†‘ 13.5%
Derby, KS
$1,131
Tampa, FL
$1,284
Difference
$153
more
โšกAll Utilities
โ†‘ 10.4%
Derby, KS
$519
Tampa, FL
$574
Difference
$54.27
more
๐ŸฅHealthcare
โ†‘ 0.9%
Derby, KS
$565
Tampa, FL
$570
Difference
$5.04
more

๐Ÿ Rent Comparison

Studio
From$704
To$1,850
โ†‘ $1,146
1 Bed
From$760
To$1,960
โ†‘ $1,200
2 Bed
From$984
To$2,290
โ†‘ $1,306
3 Bed
From$1,296
To$2,930
โ†‘ $1,634
Derby, KSZIP-level data

1BR range: $950โ€“$950/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,185
Monthly in Derby, KS
$7,958
Monthly in Tampa, FL
$1,773
Difference

Home Values

Derby
Tampa
$274K
Median Value
$367K
โ†‘ +0.3%
YoY Change
โ†“ -4%
โ†‘ +33%
5-Year Change
โ†‘ +42.1%
$274K
Price Range
$251K - $989K

Homes in Tampa are 34% more expensive than Derby

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $8.4K
Per year
Monthly Difference
$702
More take-home
Effective Rate Diff
5.6%
Rate difference

Derby, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Derby, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Derby
Tampa
43 Good
Air Quality
50 Good
75.1%
Good Air Days
52.5%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
61 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
61 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kansas and Florida on TaxTakeHome.com

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