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Cost of Living Comparison 2026

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You'd spend $1.7K/month more in Denver, CO

$150.0K in your current city equals $170.0K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Des Moines-West Des Moines, IA area
Overall Cost
22.2%
More expensive
Monthly Impact
$1,667
Extra cost
Annual Impact
$20.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Des Moines, IA

Population:214K
Cost Index:100
Median Home:$228K

Denver, CO

Population:716K
Cost Index:122
Median Home:$513K

Des Moines, IA

The Hawkeye State

214K
Population
State Tax
Yes

Located in Iowa, this city has a population of 214K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • Mile-high city (5,280 ft)
  • Outdoor recreation hub
  • Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Des Moines, IA vs Denver, CO

🏠Housing
56.3%
Des Moines, IA
$2,079
Denver, CO
$3,248
Difference
$1,169
more
🚗Transportation
17.6%
Des Moines, IA
$1,243
Denver, CO
$1,462
Difference
$219
more
📦Other
10.4%
Des Moines, IA
$1,607
Denver, CO
$1,774
Difference
$167
more
🛒Groceries
13.2%
Des Moines, IA
$909
Denver, CO
$1,029
Difference
$120
more
🏥Healthcare
7.3%
Des Moines, IA
$682
Denver, CO
$632
Difference
$49.57
less
All Utilities
10.5%
Des Moines, IA
$470
Denver, CO
$519
Difference
$49.18
more

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Des Moines, IA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,020
To$1,720
$700
1 Bed
From$1,060
To$1,840
$780
2 Bed
From$1,260
To$2,190
$930
3 Bed
From$1,720
To$2,870
$1,150
Des Moines, IAZIP-level data

1BR range: $960$1,150/mo

Denver, COZIP-level data

1BR range: $1,620$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,990
Monthly in Des Moines, IA
$8,665
Monthly in Denver, CO
$1,675
Difference

Home Values

Des Moines
Denver
$228K
Median Value
$513K
↑ +1.2%
YoY Change
↓ -4.2%
↑ +32.4%
5-Year Change
↑ +13%
$157K - $344K
Price Range
$352K - $933K

Homes in Denver are 125% more expensive than Des Moines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.1K
Per year
Monthly Difference
$342
More take-home
Effective Rate Diff
2.7%
Rate difference

Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Des Moines
Denver
45 Good
Air Quality
55 Moderate
67.5%
Good Air Days
35.2%
92 Moderate
Climate Risk
95 High
🌡🌪
Top Hazards
🌊🌪💨
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
28 days
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between Iowa and Colorado on TaxTakeHome.com

Where your money goes further

Cities cheaper than Des Moines, IA on a $150.0K salary

Similar cost to Denver, CO

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