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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $281/month more in Grand Rapids, MI

$150.0K in your current city equals $153.4K in Grand Rapids, MI

Rent data from HUD ZIP-level estimates · COL index from Des Moines-West Des Moines, IA area
Overall Cost
3.7%
More expensive
Monthly Impact
$281
Extra cost
Annual Impact
$3.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Des Moines, IA

Population:214K
Cost Index:
100
100 = national average
Median Home:$228K

Grand Rapids, MI

Population:197K
Cost Index:
104
(4% above avg)
Median Home:$288K

Des Moines, IA

The Hawkeye State

214K
Population
State Tax
Yes

Located in Iowa, this city has a population of 214K residents.

Grand Rapids, MI

The Great Lakes State

197K
Population
State Tax
Yes

Located in Michigan, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Des Moines, IA vs Grand Rapids, MI

Transportation
16.1%
Des Moines, IA
$1,243
Grand Rapids, MI
$1,444
Difference
$201
more
Housing
5.1%
Des Moines, IA
$2,079
Grand Rapids, MI
$1,973
Difference
$106
less
Groceries
6.9%
Des Moines, IA
$909
Grand Rapids, MI
$972
Difference
$62.38
more
Healthcare
6.8%
Des Moines, IA
$682
Grand Rapids, MI
$728
Difference
$46.48
more
All Utilities
9.5%
Des Moines, IA
$470
Grand Rapids, MI
$515
Difference
$44.83
more
Other
2.6%
Des Moines, IA
$1,607
Grand Rapids, MI
$1,649
Difference
$41.88
more

🏛️ Local Income Taxes

Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)

Des Moines, IA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,020
To$1,334
$314
1 Bed
From$1,060
To$1,375
$315
2 Bed
From$1,260
To$1,652
$392
3 Bed
From$1,720
To$2,134
$414
Des Moines, IAZIP-level data

1BR range: $960$1,150/mo

Grand Rapids, MIZIP-level data

1BR range: $1,280$1,420/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,990
Monthly in Des Moines, IA
$7,280
Monthly in Grand Rapids, MI
$290
Difference

Home Values

Des Moines
Grand Rapids
$228K
Median Value
$288K
↑ +1.2%
YoY Change
↑ +2.2%
↑ +32.4%
5-Year Change
↑ +40.6%
$157K - $344K
Price Range
$229K - $481K

Homes in Grand Rapids are 26% more expensive than Des Moines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.3K
Per year
Monthly Difference
$361
More take-home
Effective Rate Diff
2.9%
Rate difference

Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Grand Rapids, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Grand Rapids, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Des Moines
Grand Rapids
45 Good
Air Quality
43 Good
67.5%
Good Air Days
68.6%
92 Moderate
Climate Risk
98 High
🌡🌪
Top Hazards
🌊🌡🌪
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
13 days
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
13 days

💰 See how taxes change too — compare take-home pay between Iowa and Michigan on TaxTakeHome.com

Where your money goes further

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