Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $83.33/month more in Lincoln, NE

$150.0K in your current city equals $151.0K in Lincoln, NE

Rent data from HUD ZIP-level estimates · COL index from Des Moines-West Des Moines, IA area
Overall Cost
1.1%
More expensive
Monthly Impact
$83.33
Extra cost
Annual Impact
$1.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Des Moines, IA

Population:214K
Cost Index:
100
100 = national average
Median Home:$228K

Lincoln, NE

Population:295K
Cost Index:
101
(1% above avg)
Median Home:$274K

Des Moines, IA

The Hawkeye State

214K
Population
State Tax
Yes

Located in Iowa, this city has a population of 214K residents.

Lincoln, NE

The Cornhusker State

295K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 295K residents.

Cost Breakdown by Category

Annual spending: Des Moines, IA vs Lincoln, NE

Groceries
4.4%
Des Moines, IA
$909
Lincoln, NE
$949
Difference
$39.97
more
Other
2.1%
Des Moines, IA
$1,607
Lincoln, NE
$1,574
Difference
$33.48
less
Housing
1.3%
Des Moines, IA
$2,079
Lincoln, NE
$2,105
Difference
$25.99
more
Transportation
0.0%
Des Moines, IA
$1,243
Lincoln, NE
$1,243
Difference
$0
same
All Utilities
0.0%
Des Moines, IA
$470
Lincoln, NE
$470
Difference
$0
same
Healthcare
0.0%
Des Moines, IA
$682
Lincoln, NE
$682
Difference
$0
same

🏠Rent Comparison

Studio
From$1,020
To$920
$100
1 Bed
From$1,060
To$1,000
$60.00
2 Bed
From$1,260
To$1,230
$30.00
3 Bed
From$1,720
To$1,705
$15.00
Des Moines, IAZIP-level data

1BR range: $960$1,150/mo

Lincoln, NEZIP-level data

1BR range: $820$1,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,990
Monthly in Des Moines, IA
$7,022
Monthly in Lincoln, NE
$32.48
Difference

Home Values

Des Moines
Lincoln
$228K
Median Value
$274K
↑ +1.2%
YoY Change
↑ +3.8%
↑ +32.4%
5-Year Change
↑ +36%
$157K - $344K
Price Range
$194K - $575K

Homes in Lincoln are 20% more expensive than Des Moines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.4K
Per year
Monthly Difference
$114
More take-home
Effective Rate Diff
0.9%
Rate difference

Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Lincoln, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Additional Tax Information

Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Lincoln, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Des Moines
Lincoln
45 Good
Air Quality
41 Good
67.5%
Good Air Days
83.7%
92 Moderate
Climate Risk
91 Moderate
🌡🌪
Top Hazards
🌪💨
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
38 days
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
38 days

💰 See how taxes change too — compare take-home pay between Iowa and Nebraska on TaxTakeHome.com

Where your money goes further

Cities cheaper than Des Moines, IA on a $150.0K salary

Similar cost to Lincoln, NE

Other cities in a similar price range

Want to compare different cities?

New Comparison