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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $154/month moving to Overland Park, KS

$150.0K in your current city equals $148.1K in Overland Park, KS

Rent data from HUD ZIP-level estimates · COL index from Des Moines-West Des Moines, IA area
Overall Cost
2.1%
Less expensive
Monthly Impact
$154
Savings
Annual Impact
$1.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Des Moines, IA

Population:214K
Cost Index:
100
100 = national average
Median Home:$228K

Overland Park, KS

Population:197K
Cost Index:
98
(2% below avg)
Median Home:$344K

Des Moines, IA

The Hawkeye State

214K
Population
State Tax
Yes

Located in Iowa, this city has a population of 214K residents.

Overland Park, KS

The Sunflower State

197K
Population
State Tax
Yes

Located in Kansas, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Des Moines, IA vs Overland Park, KS

Housing
10.7%
Des Moines, IA
$2,079
Overland Park, KS
$1,856
Difference
$223
less
Healthcare
11.8%
Des Moines, IA
$682
Overland Park, KS
$601
Difference
$80.62
less
All Utilities
12.8%
Des Moines, IA
$470
Overland Park, KS
$530
Difference
$60.04
more
Transportation
4.2%
Des Moines, IA
$1,243
Overland Park, KS
$1,191
Difference
$52.32
less
Other
2.1%
Des Moines, IA
$1,607
Overland Park, KS
$1,574
Difference
$33.05
less
Groceries
3.3%
Des Moines, IA
$909
Overland Park, KS
$939
Difference
$30.16
more

🏠Rent Comparison

Studio
From$1,020
To$1,082
$62.00
1 Bed
From$1,060
To$1,182
$122
2 Bed
From$1,260
To$1,340
$80.00
3 Bed
From$1,720
To$1,748
$28.00
Des Moines, IAZIP-level data

1BR range: $960$1,150/mo

Overland Park, KSZIP-level data

1BR range: $1,290$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,990
Monthly in Des Moines, IA
$6,691
Monthly in Overland Park, KS
$299
Difference

Home Values

Des Moines
Overland Park
$228K
Median Value
$344K
↑ +1.2%
YoY Change
↑ +3.7%
↑ +32.4%
5-Year Change
↑ +40.5%
$157K - $344K
Price Range
$296K - $538K

Homes in Overland Park are 51% more expensive than Des Moines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.3K
Per year
Monthly Difference
$190
More take-home
Effective Rate Diff
1.5%
Rate difference

Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Overland Park, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Additional Tax Information

Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Overland Park, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Des Moines
Overland Park
45 Good
Air Quality
46 Good
67.5%
Good Air Days
59.3%
92 Moderate
Climate Risk
97 High
🌡🌪
Top Hazards
🌊🌡🌪
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
44 days
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
44 days

💰 See how taxes change too — compare take-home pay between Iowa and Kansas on TaxTakeHome.com

Where your money goes further

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