Cost of Living Comparison 2026
Data: HUD rent estimates, BLS cost of living
You'd save $160/month moving to Sioux Falls, SD
$150.0K in your current city equals $148.1K in Sioux Falls, SD
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Des Moines, IA
Sioux Falls, SD
Des Moines, IA
The Hawkeye State
Located in Iowa, this city has a population of 214K residents.
Sioux Falls, SD
The Mount Rushmore State
Located in South Dakota, this city has a population of 206K residents.
💡 Advantage: South Dakota has no state income tax!
Cost Breakdown by Category
Annual spending: Des Moines, IA vs Sioux Falls, SD
| Category | Des Moines, IA | Sioux Falls, SD | Difference | Change |
|---|---|---|---|---|
Housing | $2,079/mo | $1,834/mo | ↓ $245less | 11.8% |
Transportation | $1,243/mo | $1,203/mo | ↓ $39.83less | 3.2% |
Other | $1,607/mo | $1,572/mo | ↓ $35.29less | 2.2% |
Groceries | $909/mo | $934/mo | ↑ $24.64more | 2.7% |
Healthcare | $682/mo | $671/mo | ↓ $11.01less | 1.6% |
All Utilities | $470/mo | $462/mo | ↓ $7.59less | 1.6% |
🏠Rent Comparison
1BR range: $960–$1,150/mo
1BR range: $880–$1,060/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in Sioux Falls are 22% more expensive than Des Moines
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Des Moines, IA
Sioux Falls, SD
Additional Tax Information
Des Moines, IA Tax Rates
Sioux Falls, SD Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Iowa and South Dakota on TaxTakeHome.com
Where your money goes further
Cities cheaper than Des Moines, IA on a $150.0K salary
Similar cost to Sioux Falls, SD
Other cities in a similar price range
Want to compare different cities?
New Comparison