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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $177/month moving to Springfield, MO

$150.0K in your current city equals $147.9K in Springfield, MO

Rent data from HUD ZIP-level estimates · COL index from Des Moines-West Des Moines, IA area
Overall Cost
2.4%
Less expensive
Monthly Impact
$177
Savings
Annual Impact
$2.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Des Moines, IA

Population:214K
Cost Index:
100
100 = national average
Median Home:$228K

Springfield, MO

Population:170K
Cost Index:
98
(2% below avg)
Median Home:$226K

Des Moines, IA

The Hawkeye State

214K
Population
State Tax
Yes

Located in Iowa, this city has a population of 214K residents.

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Cost Breakdown by Category

Annual spending: Des Moines, IA vs Springfield, MO

Housing
11.0%
Des Moines, IA
$2,079
Springfield, MO
$1,850
Difference
$229
less
Healthcare
12.0%
Des Moines, IA
$682
Springfield, MO
$600
Difference
$81.57
less
All Utilities
12.6%
Des Moines, IA
$470
Springfield, MO
$529
Difference
$59.20
more
Transportation
4.5%
Des Moines, IA
$1,243
Springfield, MO
$1,187
Difference
$56.07
less
Other
2.4%
Des Moines, IA
$1,607
Springfield, MO
$1,569
Difference
$38.01
less
Groceries
3.2%
Des Moines, IA
$909
Springfield, MO
$938
Difference
$28.68
more

🏠Rent Comparison

Studio
From$1,020
To$730
$290
1 Bed
From$1,060
To$739
$321
2 Bed
From$1,260
To$913
$347
3 Bed
From$1,720
To$1,245
$475
Des Moines, IAZIP-level data

1BR range: $960$1,150/mo

Springfield, MOZIP-level data

1BR range: $790$1,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,990
Monthly in Des Moines, IA
$6,673
Monthly in Springfield, MO
$317
Difference

Home Values

Des Moines
Springfield
$228K
Median Value
$226K
↑ +1.2%
YoY Change
↑ +1.2%
↑ +32.4%
5-Year Change
↑ +44.6%
$157K - $344K
Price Range
$132K - $434K

Homes in Springfield are 1% less expensive than Des Moines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.8K
Per year
Monthly Difference
$231
More take-home
Effective Rate Diff
1.8%
Rate difference

Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Des Moines
Springfield
45 Good
Air Quality
46 Good
67.5%
Good Air Days
59.3%
92 Moderate
Climate Risk
97 High
🌡🌪
Top Hazards
🌊🌡🌪
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
44 days
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
44 days

💰 See how taxes change too — compare take-home pay between Iowa and Missouri on TaxTakeHome.com

Where your money goes further

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