Des Plaines, IL vs Coon Rapids, MN: Cost of Living

Which city costs less?

Coon Rapids, MN has a modeled overall cost index 4.5% higher than Des Plaines, IL.

Des Plaines, IL · modeled 2BR rent: $1,890 / month
Coon Rapids, MN · modeled 2BR rent: $1,850 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Des Plaines, IL and Coon Rapids, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Des Plaines, IL

Numbers update automatically as you type

Estimated savings: $39.75/month in Coon Rapids, MN

$150,000 in your current city has a modeled equivalent of $149,523 in Coon Rapids, MN

Regional cost estimates: Des Plaines, IL uses Chicago, IL. Coon Rapids, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 4.5%

More expensive

Monthly Impact

$39.75

Savings

Annual Impact

$477

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Des Plaines, IL

Population:58K

Cost Index:

99.0

100 = national average

Typical Home:$310K

Coon Rapids, MN

Population:63K

Cost Index:

103.5

100 = national average

Typical Home:$319K

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Des Plaines, IL

The Prairie State

58K

Population

State Tax

Yes

Located in Illinois, this city has a population of 58K residents.

Coon Rapids, MN

The North Star State

63K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 63K residents.

Cost Breakdown by Category

Estimated monthly spending: Des Plaines, IL vs Coon Rapids, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Des Plaines, IL	Coon Rapids, MN	Difference	Change
Transportation	$1,494/mo	$1,283/mo	↓ $211less	14.1%
Healthcare	$552/mo	$718/mo	↑ $166more	30.0%
Housing	$2,453/mo	$2,349/mo	↓ $105less	4.3%
Other	$1,563/mo	$1,650/mo	↑ $87.52more	5.6%
Groceries	$956/mo	$978/mo	↑ $21.76more	2.3%
All Utilities	$482/mo	$483/mo	↑ $0.59more	0.1%

Transportation

↓ 14.1%

Des Plaines, IL

$1,494

Coon Rapids, MN

$1,283

Difference

$211

less

Healthcare

↑ 30.0%

Des Plaines, IL

$552

Coon Rapids, MN

$718

Difference

$166

Housing

↓ 4.3%

Des Plaines, IL

$2,453

Coon Rapids, MN

$2,349

Difference

$105

less

Other

↑ 5.6%

Des Plaines, IL

$1,563

Coon Rapids, MN

$1,650

Difference

$87.52

Groceries

↑ 2.3%

Des Plaines, IL

$956

Coon Rapids, MN

$978

Difference

$21.76

All Utilities

↑ 0.1%

Des Plaines, IL

$482

Coon Rapids, MN

$483

Difference

$0.59

🏠Rent Comparison

Studio

From$1,570

To$1,345

↓ $225

1 Bed

From$1,680

To$1,520

↓ $160

2 Bed

From$1,890

To$1,850

↓ $40.00

3 Bed

From$2,430

To$2,450

↑ $20.00

Des Plaines, ILZIP-level data

1BR range: $1,680–$1,680/mo

Coon Rapids, MNZIP-level data

1BR range: $1,350–$1,690/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Des Plaines, IL

$7,460

Monthly in Coon Rapids, MN

$39.75

Difference

Home Values

Des Plaines

Coon Rapids

$310K

Median Value

$319K

↑ +4.3%

YoY Change

↑ +3%

↑ +33.9%

5-Year Change

↑ +23.2%

$310K

Price Range

$309K - $330K

Homes in Coon Rapids are 3% more expensive than Des Plaines

Calculate payment - Des Plaines Calculate payment - Coon Rapids

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.0K

More taxes

Monthly Difference

$251

Less take-home

Effective Rate Diff

2.0%

Rate difference

Des Plaines, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Coon Rapids, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Additional Tax Information

Des Plaines, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Coon Rapids, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Des Plaines

Coon Rapids

54 Moderate

Air Quality

42 Good

35.8%

Good Air Days

66.4%

100 Very High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.6°F

18 days

Heat Days >95°F

14 days

▲+3.2°F

2050 Outlook

▲+3.6°F

18 days

Heat Days >95°F

14 days

Before moving from Des Plaines, IL to Coon Rapids, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Coon Rapids, MN for the same bedroom count and included utilities as your home in Des Plaines, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Des Plaines to Coon Rapids moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Coon Rapids, MN by cost, housing, population and region.

Frequently Asked Questions: Des Plaines, IL vs Coon Rapids, MN

How do the cost estimates for Des Plaines, IL and Coon Rapids, MN compare?

Coon Rapids, MN has a modeled overall cost index 4.5% higher than Des Plaines, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Des Plaines, IL, the model estimates $149,523 in Coon Rapids, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Des Plaines, IL and Coon Rapids, MN?

The modeled two-bedroom rents are $1,890/month in Des Plaines, IL and $1,850/month in Coon Rapids, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Minnesota on TaxTakeHome.com