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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $85.23/month more in Cincinnati, OH

$150.0K in your current city equals $151.0K in Cincinnati, OH

Rent data from HUD ZIP-level estimates · COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
1.1%
More expensive
Monthly Impact
$85.23
Extra cost
Annual Impact
$1.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Detroit, MI

Population:639K
Cost Index:
100
100 = national average
Median Home:$86K

Cincinnati, OH

Population:309K
Cost Index:
101
(1% above avg)
Median Home:$225K

Detroit, MI

The Great Lakes State

639K
Population
State Tax
Yes

Located in Michigan, this city has a population of 639K residents.

Cincinnati, OH

The Buckeye State

309K
Population
State Tax
Yes

Located in Ohio, this city has a population of 309K residents.

Cost Breakdown by Category

Annual spending: Detroit, MI vs Cincinnati, OH

Housing
33.3%
Detroit, MI
$1,559
Cincinnati, OH
$2,079
Difference
$520
more
Transportation
22.6%
Detroit, MI
$1,571
Cincinnati, OH
$1,216
Difference
$355
less
All Utilities
16.7%
Detroit, MI
$557
Cincinnati, OH
$464
Difference
$92.89
less
Other
4.0%
Detroit, MI
$1,674
Cincinnati, OH
$1,607
Difference
$66.96
less
Groceries
3.2%
Detroit, MI
$949
Cincinnati, OH
$919
Difference
$29.98
less
Healthcare
0.0%
Detroit, MI
$564
Cincinnati, OH
$564
Difference
$0
same

🏛️ Local Income Taxes

Detroit, MI: Detroit City Income Tax$3,600/yr (2.4%)
Cincinnati, OH: Cincinnati Earnings Tax$2,700/yr (1.8%)
Net difference-$900/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$875
To$850
$25.00
1 Bed
From$975
To$935
$40.00
2 Bed
From$1,225
To$1,200
$25.00
3 Bed
From$1,495
To$1,585
$90.00
Detroit, MIZIP-level data

1BR range: $830$1,690/mo

Cincinnati, OHZIP-level data

1BR range: $760$1,580/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,875
Monthly in Detroit, MI
$6,849
Monthly in Cincinnati, OH
$25.24
Difference

Home Values

Detroit
Cincinnati
$86K
Median Value
$225K
↓ -3.3%
YoY Change
↑ +1.2%
↑ +15.3%
5-Year Change
↑ +31.9%
$48K - $415K
Price Range
$113K - $592K

Homes in Cincinnati are 163% more expensive than Detroit

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.9K
Per year
Monthly Difference
$162
More take-home
Effective Rate Diff
1.3%
Rate difference

Detroit, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Cincinnati, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Detroit, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Cincinnati, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Detroit
Cincinnati
55 Moderate
Air Quality
52 Moderate
32.8%
Good Air Days
44.8%
99 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+3.1°F
10 days
Heat Days >95°F
29 days
+3.1°F
2050 Outlook
+3.1°F
10 days
Heat Days >95°F
29 days

💰 See how taxes change too — compare take-home pay between Michigan and Ohio on TaxTakeHome.com

Where your money goes further

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Similar cost to Cincinnati, OH

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