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Detroit, MI

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Miami, FL

Cost of Living Comparison 2026

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You'd spend $3.0K/month more in Miami, FL

$150.0K in your current city equals $185.8K in Miami, FL

Rent data from HUD ZIP-level estimates · COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
↑ 39.8%
More expensive
Monthly Impact
$2,983
Extra cost
Annual Impact
$35.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Detroit, MI

Population:639K
Cost Index:100
Median Home:$86K

Miami, FL

Population:442K
Cost Index:140
Median Home:$510K

Detroit, MI

The Great Lakes State

639K
Population
State Tax
Yes

Located in Michigan, this city has a population of 639K residents.

Miami, FL

The Sunshine State

442K
Population
State Tax
No Income Tax
Climate
Tropical

Notable Facts

  • •Gateway to Latin America
  • •Major cruise port
  • •International business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Annual spending: Detroit, MI vs Miami, FL

🏠Housing
↑ 136.7%
Detroit, MI
$1,559
Miami, FL
$3,690
Difference
$2,131
more
📦Other
↑ 25.0%
Detroit, MI
$1,674
Miami, FL
$2,093
Difference
$419
more
🛒Groceries
↑ 13.7%
Detroit, MI
$949
Miami, FL
$1,079
Difference
$130
more
🚗Transportation
↓ 7.0%
Detroit, MI
$1,571
Miami, FL
$1,462
Difference
$109
less
⚡All Utilities
↓ 6.9%
Detroit, MI
$557
Miami, FL
$519
Difference
$38.25
less
🏥Healthcare
↑ 4.4%
Detroit, MI
$564
Miami, FL
$589
Difference
$24.78
more

🏛️ Local Income Taxes

Detroit, MI: Detroit City Income Tax$3,600/yr (2.4%)

Miami, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$875
To$1,995
↑ $1,120
1 Bed
From$975
To$2,180
↑ $1,205
2 Bed
From$1,225
To$2,660
↑ $1,435
3 Bed
From$1,495
To$3,415
↑ $1,920
Detroit, MIZIP-level data

1BR range: $830–$1,690/mo

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,875
Monthly in Detroit, MI
$9,431
Monthly in Miami, FL
$2,557
Difference

Home Values

Detroit
Miami
$86K
Median Value
$510K
↓ -3.3%
YoY Change
↓ -3.6%
↑ +15.3%
5-Year Change
↑ +49.4%
$48K - $415K
Price Range
$278K - $1.53M

Homes in Miami are 496% more expensive than Detroit

Calculate payment - DetroitCalculate payment - Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $6.4K
Per year
Monthly Difference
$531
More take-home
Effective Rate Diff
4.2%
Rate difference

Detroit, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Miami, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Detroit, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Miami, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Detroit
Miami
55 Moderate
Air Quality
48 Good
32.8%
Good Air Days
59.8%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+3.1°F
2050 Outlook
▲+2.3°F
10 days
Heat Days >95°F
15 days
▲+3.1°F
2050 Outlook
▲+2.3°F
10 days
Heat Days >95°F
15 days

💰 See how taxes change too — compare take-home pay between Michigan and Florida on TaxTakeHome.com

Where your money goes further

Cities cheaper than Detroit, MI on a $150.0K salary

1.Indianapolis, IN
Save $85.23/mo
2.St. Louis, MO
Save $85.23/mo

Similar cost to Miami, FL

Other cities in a similar price range

Denver, COPortland, OR

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