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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $256/month more in Omaha, NE

$150.0K in your current city equals $153.1K in Omaha, NE

Rent data from HUD ZIP-level estimates · COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
3.4%
More expensive
Monthly Impact
$256
Extra cost
Annual Impact
$3.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Detroit, MI

Population:639K
Cost Index:
100
100 = national average
Median Home:$86K

Omaha, NE

Population:486K
Cost Index:
103
(3% above avg)
Median Home:$282K

Detroit, MI

The Great Lakes State

639K
Population
State Tax
Yes

Located in Michigan, this city has a population of 639K residents.

Omaha, NE

The Cornhusker State

486K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 486K residents.

Cost Breakdown by Category

Annual spending: Detroit, MI vs Omaha, NE

Housing
35.0%
Detroit, MI
$1,559
Omaha, NE
$2,105
Difference
$546
more
Transportation
20.9%
Detroit, MI
$1,571
Omaha, NE
$1,243
Difference
$328
less
Healthcare
20.9%
Detroit, MI
$564
Omaha, NE
$682
Difference
$118
more
All Utilities
15.7%
Detroit, MI
$557
Omaha, NE
$470
Difference
$87.43
less
Other
3.0%
Detroit, MI
$1,674
Omaha, NE
$1,624
Difference
$50.22
less
Groceries
0.0%
Detroit, MI
$949
Omaha, NE
$949
Difference
$0
same

🏛️ Local Income Taxes

Detroit, MI: Detroit City Income Tax$3,600/yr (2.4%)

Omaha, NE has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$875
To$1,160
$285
1 Bed
From$975
To$1,220
$245
2 Bed
From$1,225
To$1,450
$225
3 Bed
From$1,495
To$1,920
$425
Detroit, MIZIP-level data

1BR range: $830$1,690/mo

Omaha, NEZIP-level data

1BR range: $960$1,720/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,875
Monthly in Detroit, MI
$7,073
Monthly in Omaha, NE
$198
Difference

Home Values

Detroit
Omaha
$86K
Median Value
$282K
↓ -3.3%
YoY Change
↑ +1.2%
↑ +15.3%
5-Year Change
↑ +31.7%
$48K - $415K
Price Range
$129K - $441K

Homes in Omaha are 230% more expensive than Detroit

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.0K
More taxes
Monthly Difference
$247
Less take-home
Effective Rate Diff
2.0%
Rate difference

Detroit, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Omaha, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Additional Tax Information

Detroit, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Omaha, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Detroit
Omaha
55 Moderate
Air Quality
45 Good
32.8%
Good Air Days
63.7%
99 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+3.4°F
10 days
Heat Days >95°F
35 days
+3.1°F
2050 Outlook
+3.4°F
10 days
Heat Days >95°F
35 days

💰 See how taxes change too — compare take-home pay between Michigan and Nebraska on TaxTakeHome.com

Where your money goes further

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Similar cost to Omaha, NE

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