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Detroit, MI

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San Diego, CA

Cost of Living Comparison 2026

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You'd spend $4.8K/month more in San Diego, CA

$150.0K in your current city equals $207.3K in San Diego, CA

Rent data from HUD ZIP-level estimates · COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
63.6%
More expensive
Monthly Impact
$4,773
Extra cost
Annual Impact
$57.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Detroit, MI

Population:639K
Cost Index:100
Median Home:$86K

San Diego, CA

Population:1387K
Cost Index:164
Median Home:$980K

Detroit, MI

The Great Lakes State

639K
Population
State Tax
Yes

Located in Michigan, this city has a population of 639K residents.

San Diego, CA

The Golden State

1.4M
Population
State Tax
Yes
Climate
Semi-arid Mediterranean

Notable Facts

  • Year-round perfect weather
  • Major military presence
  • Biotech hub

Major Industries

MilitaryTechnologyTourismBiotechnology

Cost Breakdown by Category

Annual spending: Detroit, MI vs San Diego, CA

🏠Housing
235.0%
Detroit, MI
$1,559
San Diego, CA
$5,223
Difference
$3,664
more
📦Other
13.0%
Detroit, MI
$1,674
San Diego, CA
$1,892
Difference
$218
more
🛒Groceries
13.7%
Detroit, MI
$949
San Diego, CA
$1,079
Difference
$130
more
All Utilities
13.7%
Detroit, MI
$557
San Diego, CA
$634
Difference
$76.50
more
🏥Healthcare
13.2%
Detroit, MI
$564
San Diego, CA
$638
Difference
$74.35
more
🚗Transportation
0.0%
Detroit, MI
$1,571
San Diego, CA
$1,571
Difference
$0
same

🏛️ Local Income Taxes

Detroit, MI: Detroit City Income Tax$3,600/yr (2.4%)

San Diego, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$875
To$2,565
$1,690
1 Bed
From$975
To$2,755
$1,780
2 Bed
From$1,225
To$3,360
$2,135
3 Bed
From$1,495
To$4,475
$2,980
Detroit, MIZIP-level data

1BR range: $830$1,690/mo

San Diego, CAZIP-level data

1BR range: $1,980$3,690/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,875
Monthly in Detroit, MI
$11,037
Monthly in San Diego, CA
$4,163
Difference

Home Values

Detroit
San Diego
$86K
Median Value
$980K
↓ -3.3%
YoY Change
↓ -3%
↑ +15.3%
5-Year Change
↑ +37.4%
$48K - $415K
Price Range
$598K - $2.01M

Homes in San Diego are 1046% more expensive than Detroit

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.3K
More taxes
Monthly Difference
$354
Less take-home
Effective Rate Diff
2.8%
Rate difference

Detroit, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

San Diego, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Detroit, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

San Diego, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Detroit
San Diego
55 Moderate
Air Quality
71 Moderate
32.8%
Good Air Days
12.8%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
+3.1°F
2050 Outlook
+2.1°F
10 days
Heat Days >95°F
1 days
+3.1°F
2050 Outlook
+2.1°F
10 days
Heat Days >95°F
1 days

💰 See how taxes change too — compare take-home pay between Michigan and California on TaxTakeHome.com

Where your money goes further

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Similar cost to San Diego, CA

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