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Detroit, MI

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Tampa, FL

Cost of Living Comparison 2026

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You'd spend $1.3K/month more in Tampa, FL

$150.0K in your current city equals $165.3K in Tampa, FL

Rent data from HUD ZIP-level estimates · COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
17.0%
More expensive
Monthly Impact
$1,278
Extra cost
Annual Impact
$15.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Detroit, MI

Population:639K
Cost Index:100
Median Home:$86K

Tampa, FL

Population:385K
Cost Index:117
Median Home:$367K

Detroit, MI

The Great Lakes State

639K
Population
State Tax
Yes

Located in Michigan, this city has a population of 639K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major Tampa Bay area
  • No state income tax
  • Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Detroit, MI vs Tampa, FL

🏠Housing
73.3%
Detroit, MI
$1,559
Tampa, FL
$2,703
Difference
$1,143
more
🚗Transportation
18.3%
Detroit, MI
$1,571
Tampa, FL
$1,284
Difference
$287
less
📦Other
8.0%
Detroit, MI
$1,674
Tampa, FL
$1,808
Difference
$134
more
🛒Groceries
7.4%
Detroit, MI
$949
Tampa, FL
$1,019
Difference
$69.95
more
All Utilities
2.9%
Detroit, MI
$557
Tampa, FL
$574
Difference
$16.39
more
🏥Healthcare
1.1%
Detroit, MI
$564
Tampa, FL
$570
Difference
$6.20
more

🏛️ Local Income Taxes

Detroit, MI: Detroit City Income Tax$3,600/yr (2.4%)

Tampa, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$875
To$1,850
$975
1 Bed
From$975
To$1,960
$985
2 Bed
From$1,225
To$2,290
$1,065
3 Bed
From$1,495
To$2,930
$1,435
Detroit, MIZIP-level data

1BR range: $830$1,690/mo

Tampa, FLZIP-level data

1BR range: $1,410$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,875
Monthly in Detroit, MI
$7,958
Monthly in Tampa, FL
$1,083
Difference

Home Values

Detroit
Tampa
$86K
Median Value
$367K
↓ -3.3%
YoY Change
↓ -4%
↑ +15.3%
5-Year Change
↑ +42.1%
$48K - $415K
Price Range
$251K - $989K

Homes in Tampa are 329% more expensive than Detroit

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$6.4K
Per year
Monthly Difference
$531
More take-home
Effective Rate Diff
4.2%
Rate difference

Detroit, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Detroit, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Detroit
Tampa
55 Moderate
Air Quality
50 Good
32.8%
Good Air Days
52.5%
99 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌅🌀
+3.1°F
2050 Outlook
+2.2°F
10 days
Heat Days >95°F
38 days
+3.1°F
2050 Outlook
+2.2°F
10 days
Heat Days >95°F
38 days

💰 See how taxes change too — compare take-home pay between Michigan and Florida on TaxTakeHome.com

Where your money goes further

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