Diamondhead, MS vs Siler City, NC: Cost of Living

Which city costs less?

Siler City, NC has a modeled overall cost index 4.0% higher than Diamondhead, MS.

Diamondhead, MS · modeled 2BR rent
$1,350 / month
Siler City, NC · modeled 2BR rent
$1,330 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Diamondhead, MS and Siler City, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated extra cost: $312/month in Siler City, NC

$150,000 in your current city has a modeled equivalent of $153,748 in Siler City, NC

Regional cost estimates: Diamondhead, MS uses New Orleans, LA. Siler City, NC uses Durham, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 4.0%
More expensive
Monthly Impact
$312
Extra cost
Annual Impact
$3.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Diamondhead, MS

Population:9K
Cost Index:
88.2
100 = national average
Typical Home:$234K

Siler City, NC

Population:8K
Cost Index:
91.8
100 = national average
Typical Home:$248K

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Diamondhead, MS

The Magnolia State

9K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 9K residents.

Siler City, NC

The Tar Heel State

8K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 8K residents.

Cost Breakdown by Category

Estimated monthly spending: Diamondhead, MS vs Siler City, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 10.7%
Diamondhead, MS
$2,212
Siler City, NC
$2,449
Difference
$237
more
Other
↓ 8.1%
Diamondhead, MS
$1,945
Siler City, NC
$1,787
Difference
$157
less
Healthcare
↑ 27.5%
Diamondhead, MS
$505
Siler City, NC
$644
Difference
$139
more
All Utilities
↑ 12.3%
Diamondhead, MS
$521
Siler City, NC
$586
Difference
$64.07
more
Transportation
↑ 3.2%
Diamondhead, MS
$1,278
Siler City, NC
$1,318
Difference
$40.44
more
Groceries
↓ 1.1%
Diamondhead, MS
$1,039
Siler City, NC
$1,028
Difference
$11.37
less

🏠Rent Comparison

Studio
From$930
To$1,130
↑ $200
1 Bed
From$1,095
To$1,160
↑ $65.00
2 Bed
From$1,350
To$1,330
↓ $20.00
3 Bed
From$1,745
To$1,670
↓ $75.00
Diamondhead, MSZIP-level data

1BR range: $910–$1,280/mo

Siler City, NCZIP-level data

1BR range: $1,160–$1,160/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Diamondhead, MS
$7,812
Monthly in Siler City, NC
$312
Difference

Home Values

Diamondhead
Siler City
$234K
Median Value
$248K
↓ -2.5%
YoY Change
0%
↑ +25.4%
5-Year Change
↑ +39.3%
$229K - $240K
Price Range
$248K

Homes in Siler City are 6% more expensive than Diamondhead

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $225
Per year
Monthly Difference
$18.75
More take-home
Effective Rate Diff
0.2%
Rate difference

Diamondhead, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Siler City, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Diamondhead, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Siler City, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Diamondhead
Siler City
41 Good
Air Quality
51 Moderate
70.2%
Good Air Days
46.4%
98 High
Climate Risk
90 Moderate
🌊🌀🌡
Top Hazards
🌪💨
▲+2.2°F
2050 Outlook
▲+2.7°F
46 days
Heat Days >95°F
36 days
▲+2.2°F
2050 Outlook
▲+2.7°F
46 days
Heat Days >95°F
36 days

Before moving from Diamondhead, MS to Siler City, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Siler City, NC for the same bedroom count and included utilities as your home in Diamondhead, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Diamondhead to Siler City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Siler City, NC by cost, housing, population and region.

Frequently Asked Questions: Diamondhead, MS vs Siler City, NC

How do the cost estimates for Diamondhead, MS and Siler City, NC compare?

Siler City, NC has a modeled overall cost index 4.0% higher than Diamondhead, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Diamondhead, MS, the model estimates $153,748 in Siler City, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Diamondhead, MS and Siler City, NC?

The modeled two-bedroom rents are $1,350/month in Diamondhead, MS and $1,330/month in Siler City, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and North Carolina on TaxTakeHome.com

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