Dover, OH vs New Ulm, MN: Cost of Living

Which city costs less?

New Ulm, MN has a modeled overall cost index 12.9% higher than Dover, OH.

Dover, OH · modeled 2BR rent
$1,160 / month
New Ulm, MN · modeled 2BR rent
$1,060 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Dover, OH and New Ulm, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $722/month in New Ulm, MN

$150,000 in your current city has a modeled equivalent of $158,661 in New Ulm, MN

Regional cost estimates: Dover, OH uses Cleveland, OH. New Ulm, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 12.9%
More expensive
Monthly Impact
$722
Extra cost
Annual Impact
$8.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Dover, OH

Population:13K
Cost Index:
80.9
100 = national average
Typical Home:$218K

New Ulm, MN

Population:14K
Cost Index:
91.4
100 = national average
Typical Home:$235K

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Dover, OH

The Buckeye State

13K
Population
State Tax
Yes

Located in Ohio, this city has a population of 13K residents.

New Ulm, MN

The North Star State

14K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 14K residents.

Cost Breakdown by Category

Estimated monthly spending: Dover, OH vs New Ulm, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 44.7%
Dover, OH
$1,756
New Ulm, MN
$2,541
Difference
$785
more
Transportation
↓ 13.4%
Dover, OH
$1,603
New Ulm, MN
$1,388
Difference
$215
less
Healthcare
↑ 32.9%
Dover, OH
$622
New Ulm, MN
$827
Difference
$205
more
Other
↓ 2.3%
Dover, OH
$1,826
New Ulm, MN
$1,785
Difference
$41.35
less
Groceries
↓ 1.7%
Dover, OH
$1,145
New Ulm, MN
$1,125
Difference
$19.13
less
All Utilities
↑ 1.3%
Dover, OH
$548
New Ulm, MN
$556
Difference
$7.22
more

🏠Rent Comparison

Studio
From$880
To$870
↓ $10.00
1 Bed
From$880
To$880
→ $0
2 Bed
From$1,160
To$1,060
↓ $100
3 Bed
From$1,490
To$1,490
→ $0
Dover, OHZIP-level data

1BR range: $880–$880/mo

New Ulm, MNZIP-level data

1BR range: $880–$880/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Dover, OH
$8,222
Monthly in New Ulm, MN
$722
Difference

Home Values

Dover
New Ulm
$218K
Median Value
$235K
↑ +8.1%
YoY Change
↑ +8.4%
↑ +39.6%
5-Year Change
↑ +38.7%

Homes in New Ulm are 8% more expensive than Dover

Calculate payment - DoverCalculate payment - New Ulm

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $6.0K
More taxes
Monthly Difference
$500
Less take-home
Effective Rate Diff
4.0%
Rate difference

Dover, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

New Ulm, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Dover, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

New Ulm, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Dover
New Ulm
54 Moderate
Air Quality
42 Good
37.2%
Good Air Days
66.4%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.6°F
11 days
Heat Days >95°F
14 days
▲+3.3°F
2050 Outlook
▲+3.6°F
11 days
Heat Days >95°F
14 days

Before moving from Dover, OH to New Ulm, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in New Ulm, MN for the same bedroom count and included utilities as your home in Dover, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Dover to New Ulm moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Ulm, MN by cost, housing, population and region.

Frequently Asked Questions: Dover, OH vs New Ulm, MN

How do the cost estimates for Dover, OH and New Ulm, MN compare?

New Ulm, MN has a modeled overall cost index 12.9% higher than Dover, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Dover, OH, the model estimates $158,661 in New Ulm, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Dover, OH and New Ulm, MN?

The modeled two-bedroom rents are $1,160/month in Dover, OH and $1,060/month in New Ulm, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Minnesota on TaxTakeHome.com

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