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Cost of Living Comparison 2026

๐Ÿ“ Downers Grove, IL โ€” ZIP-level rent data ยท COL adjusted from Chicago, IL area

$

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You'd spend $860/month more in Denver, CO

$150.0K in your current city equals $160.3K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
โ†‘ 11.5%
More expensive
Monthly Impact
$860
Extra cost
Annual Impact
$10.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Downers Grove, IL

Population:50K
Cost Index:100
Median Home:$471K

Denver, CO

Population:716K
Cost Index:111
Median Home:$513K

Downers Grove, IL

The Prairie State

50K
Population
State Tax
Yes

Located in Illinois, this city has a population of 50K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Downers Grove, IL vs Denver, CO

๐Ÿ Housing
โ†‘ 28.9%
Downers Grove, IL
$2,519
Denver, CO
$3,248
Difference
$729
more
๐Ÿ“ฆOther
โ†‘ 10.6%
Downers Grove, IL
$1,605
Denver, CO
$1,774
Difference
$170
more
๐Ÿš—Transportation
โ†“ 4.7%
Downers Grove, IL
$1,534
Denver, CO
$1,462
Difference
$72.19
less
๐ŸฅHealthcare
โ†‘ 11.2%
Downers Grove, IL
$568
Denver, CO
$632
Difference
$63.67
more
๐Ÿ›’Groceries
โ†‘ 4.7%
Downers Grove, IL
$983
Denver, CO
$1,029
Difference
$45.85
more
โšกAll Utilities
โ†‘ 4.7%
Downers Grove, IL
$496
Denver, CO
$519
Difference
$23.13
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Downers Grove, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,350
To$1,720
โ†‘ $370
1 Bed
From$1,443
To$1,840
โ†‘ $397
2 Bed
From$1,626
To$2,190
โ†‘ $564
3 Bed
From$2,095
To$2,870
โ†‘ $775
Downers Grove, ILZIP-level data

1BR range: $1,850โ€“$1,870/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,705
Monthly in Downers Grove, IL
$8,665
Monthly in Denver, CO
$959
Difference

Home Values

Downers Grove
Denver
$471K
Median Value
$513K
โ†‘ +6.7%
YoY Change
โ†“ -4.2%
โ†‘ +34.2%
5-Year Change
โ†‘ +13%
$469K - $472K
Price Range
$352K - $933K

Homes in Denver are 9% more expensive than Downers Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $825
Per year
Monthly Difference
$68.75
More take-home
Effective Rate Diff
0.6%
Rate difference

Downers Grove, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Downers Grove, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Downers Grove
Denver
54 Moderate
Air Quality
55 Moderate
35.8%
Good Air Days
35.2%
100 Very High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
18 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
18 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Colorado on TaxTakeHome.com

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