Is Indianapolis, IN cheaper than Downers Grove, IL?

Based on cost of living data, Indianapolis, IN is 11.8% cheaper than Downers Grove, IL. This translates to saving $888 per month.

What salary do I need in Indianapolis, IN to live like I do in Downers Grove, IL?

If you earn $150,000 in Downers Grove, IL, you'd need approximately $139,345.31 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Downers Grove, IL and Indianapolis, IN?

Housing in Indianapolis, IN is 22.6% cheaper than in Downers Grove, IL. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,626/month in Downers Grove, IL.

How much can I save per month by moving from Downers Grove, IL to Indianapolis, IN?

Moving from Downers Grove, IL to Indianapolis, IN could save you approximately $888 per month, or $10655 per year, based on a $150,000 salary.

Downers Grove, IL vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Downers Grove, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Downers Grove, IL

Numbers update automatically as you type

You'd save $888/month moving to Indianapolis, IN

$150.0K in your current city equals $139.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 11.8%

Less expensive

Monthly Impact

$888

Savings

Annual Impact

$10.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Downers Grove, IL

Population:50K

Cost Index:100

Median Home:$471K

Indianapolis, IN

Population:888K

Cost Index:88

Median Home:$176K

Downers Grove, IL

The Prairie State

50K

Population

State Tax

Yes

Located in Illinois, this city has a population of 50K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Downers Grove, IL vs Indianapolis, IN

Category	Downers Grove, IL	Indianapolis, IN	Difference	Change
🏠Housing	$2,519/mo	$1,949/mo	↓ $570less	22.6%
🚗Transportation	$1,534/mo	$1,188/mo	↓ $345less	22.5%
🛒Groceries	$983/mo	$919/mo	↓ $64.06less	6.5%
📦Other	$1,605/mo	$1,590/mo	↓ $14.27less	0.9%
🏥Healthcare	$568/mo	$582/mo	↑ $14.11more	2.5%
⚡All Utilities	$496/mo	$503/mo	↑ $6.73more	1.4%

🏠Housing

↓ 22.6%

Downers Grove, IL

$2,519

Indianapolis, IN

$1,949

Difference

$570

less

🚗Transportation

↓ 22.5%

Downers Grove, IL

$1,534

Indianapolis, IN

$1,188

Difference

$345

less

🛒Groceries

↓ 6.5%

Downers Grove, IL

$983

Indianapolis, IN

$919

Difference

$64.06

less

📦Other

↓ 0.9%

Downers Grove, IL

$1,605

Indianapolis, IN

$1,590

Difference

$14.27

less

🏥Healthcare

↑ 2.5%

Downers Grove, IL

$568

Indianapolis, IN

$582

Difference

$14.11

⚡All Utilities

↑ 1.4%

Downers Grove, IL

$496

Indianapolis, IN

$503

Difference

$6.73

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Downers Grove, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,350

To$1,030

↓ $320

1 Bed

From$1,443

To$1,170

↓ $273

2 Bed

From$1,626

To$1,360

↓ $266

3 Bed

From$2,095

To$1,760

↓ $335

Downers Grove, ILZIP-level data

1BR range: $1,850–$1,870/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,705

Monthly in Downers Grove, IL

$6,732

Monthly in Indianapolis, IN

$973

Difference

Home Values

Downers Grove

Indianapolis

$471K

Median Value

$176K

↑ +6.7%

YoY Change

↓ -1.1%

↑ +34.2%

5-Year Change

↑ +26.9%

$469K - $472K

Price Range

$109K - $340K

Homes in Indianapolis are 63% less expensive than Downers Grove

Calculate payment - Downers Grove Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.6K

Per year

Monthly Difference

$215

More take-home

Effective Rate Diff

1.7%

Rate difference

Downers Grove, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Downers Grove, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.