Is Phoenix, AZ cheaper than Dublin, CA?

Based on cost of living data, Phoenix, AZ is 38.4% cheaper than Dublin, CA. This translates to saving $2879 per month.

What salary do I need in Phoenix, AZ to live like I do in Dublin, CA?

If you earn $150,000 in Dublin, CA, you'd need approximately $115,450.088 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Dublin, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 58.4% cheaper than in Dublin, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $3,286/month in Dublin, CA.

How much can I save per month by moving from Dublin, CA to Phoenix, AZ?

Moving from Dublin, CA to Phoenix, AZ could save you approximately $2879 per month, or $34550 per year, based on a $150,000 salary.

Dublin, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Dublin, CA — ZIP-level rent data · COL adjusted from Fremont, CA area

Current salary in Dublin, CA

Numbers update automatically as you type

You'd save $2.9K/month moving to Phoenix, AZ

$150.0K in your current city equals $115.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 38.4%

Less expensive

Monthly Impact

$2,879

Savings

Annual Impact

$34.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Dublin, CA

Population:69K

Cost Index:100

Median Home:$1.27M

Phoenix, AZ

Population:1608K

Cost Index:62

Median Home:$414K

Dublin, CA

The Golden State

69K

Population

State Tax

Yes

Located in California, this city has a population of 69K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Dublin, CA vs Phoenix, AZ

Category	Dublin, CA	Phoenix, AZ	Difference	Change
🏠Housing	$6,696/mo	$2,788/mo	↓ $3,908less	58.4%
🛒Groceries	$1,114/mo	$963/mo	↓ $151less	13.6%
🚗Transportation	$1,370/mo	$1,489/mo	↑ $119more	8.7%
🏥Healthcare	$697/mo	$589/mo	↓ $108less	15.6%
⚡All Utilities	$458/mo	$561/mo	↑ $103more	22.4%
📦Other	$1,777/mo	$1,677/mo	↓ $99.60less	5.6%

🏠Housing

↓ 58.4%

Dublin, CA

$6,696

Phoenix, AZ

$2,788

Difference

$3,908

less

🛒Groceries

↓ 13.6%

Dublin, CA

$1,114

Phoenix, AZ

$963

Difference

$151

less

🚗Transportation

↑ 8.7%

Dublin, CA

$1,370

Phoenix, AZ

$1,489

Difference

$119

🏥Healthcare

↓ 15.6%

Dublin, CA

$697

Phoenix, AZ

$589

Difference

$108

less

⚡All Utilities

↑ 22.4%

Dublin, CA

$458

Phoenix, AZ

$561

Difference

$103

📦Other

↓ 5.6%

Dublin, CA

$1,777

Phoenix, AZ

$1,677

Difference

$99.60

less

🏠Rent Comparison

Studio

From$2,417

To$1,390

↓ $1,027

1 Bed

From$2,690

To$1,510

↓ $1,180

2 Bed

From$3,286

To$1,750

↓ $1,536

3 Bed

From$4,205

To$2,330

↓ $1,875

Dublin, CAZIP-level data

1BR range: $3,250–$3,250/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,113

Monthly in Dublin, CA

$8,068

Monthly in Phoenix, AZ

$4,045

Difference

Home Values

Dublin

Phoenix

$1.27M

Median Value

$414K

↓ -7%

YoY Change

↓ -3.1%

↑ +25.9%

5-Year Change

↑ +30.2%

$1.27M

Price Range

$274K - $957K

Homes in Phoenix are 67% less expensive than Dublin

Calculate payment - Dublin Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Dublin, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Dublin, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.