Dublin, OH vs Downers Grove, IL: Cost of Living

Which city costs less?

Downers Grove, IL has a modeled overall cost index 17.1% higher than Dublin, OH.

Dublin, OH · modeled 2BR rent
$1,830 / month
Downers Grove, IL · modeled 2BR rent
$2,095 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Dublin, OH and Downers Grove, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,469/month in Downers Grove, IL

$150,000 in your current city has a modeled equivalent of $167,628 in Downers Grove, IL

Regional cost estimates: Dublin, OH uses Columbus, OH. Downers Grove, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 17.1%
More expensive
Monthly Impact
$1,469
Extra cost
Annual Impact
$17.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Dublin, OH

Population:49K
Cost Index:
84.3
100 = national average
Typical Home:$492K

Downers Grove, IL

Population:50K
Cost Index:
98.7
100 = national average
Typical Home:$471K

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Dublin, OH

The Buckeye State

49K
Population
State Tax
Yes

Located in Ohio, this city has a population of 49K residents.

Downers Grove, IL

The Prairie State

50K
Population
State Tax
Yes

Located in Illinois, this city has a population of 50K residents.

Cost Breakdown by Category

Estimated monthly spending: Dublin, OH vs Downers Grove, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 45.6%
Dublin, OH
$2,014
Downers Grove, IL
$2,933
Difference
$918
more
Transportation
↑ 19.9%
Dublin, OH
$1,489
Downers Grove, IL
$1,785
Difference
$296
more
Other
↑ 10.0%
Dublin, OH
$1,697
Downers Grove, IL
$1,868
Difference
$170
more
All Utilities
↑ 10.3%
Dublin, OH
$523
Downers Grove, IL
$577
Difference
$54.09
more
Groceries
↑ 4.8%
Dublin, OH
$1,092
Downers Grove, IL
$1,145
Difference
$52.75
more
Healthcare
↓ 3.3%
Dublin, OH
$684
Downers Grove, IL
$661
Difference
$22.51
less

🏛️ Local Income Taxes

Dublin, OH: Dublin Municipal Income Tax$3,000/yr (2.0%)

Downers Grove, IL has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$1,420
To$1,740
↑ $320
1 Bed
From$1,525
To$1,860
↑ $335
2 Bed
From$1,830
To$2,095
↑ $265
3 Bed
From$2,195
To$2,700
↑ $505
Dublin, OHZIP-level data

1BR range: $1,450–$1,600/mo

Downers Grove, ILZIP-level data

1BR range: $1,850–$1,870/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Dublin, OH
$8,969
Monthly in Downers Grove, IL
$1,469
Difference

Home Values

Dublin
Downers Grove
$492K
Median Value
$471K
↑ +2.2%
YoY Change
↑ +6.7%
↑ +40.8%
5-Year Change
↑ +34.2%
$423K - $560K
Price Range
$469K - $472K

Homes in Downers Grove are 4% less expensive than Dublin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.0K
More taxes
Monthly Difference
$250
Less take-home
Effective Rate Diff
2.0%
Rate difference

Dublin, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Downers Grove, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Dublin, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Downers Grove, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Dublin
Downers Grove
53 Moderate
Air Quality
54 Moderate
41.3%
Good Air Days
35.8%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.2°F
18 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.2°F
18 days
Heat Days >95°F
18 days

Before moving from Dublin, OH to Downers Grove, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Downers Grove, IL for the same bedroom count and included utilities as your home in Dublin, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Dublin to Downers Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Downers Grove, IL by cost, housing, population and region.

Frequently Asked Questions: Dublin, OH vs Downers Grove, IL

How do the cost estimates for Dublin, OH and Downers Grove, IL compare?

Downers Grove, IL has a modeled overall cost index 17.1% higher than Dublin, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Dublin, OH, the model estimates $167,628 in Downers Grove, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Dublin, OH and Downers Grove, IL?

The modeled two-bedroom rents are $1,830/month in Dublin, OH and $2,095/month in Downers Grove, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Illinois on TaxTakeHome.com

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