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Cost of Living Comparison 2026

๐Ÿ“ Duluth, MN โ€” ZIP-level rent data ยท COL adjusted from Saint Paul, MN area

$

Numbers update automatically as you type

You'd save $149/month moving to Pittsburgh, PA

$150.0K in your current city equals $148.2K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 2.0%
Less expensive
Monthly Impact
$149
Savings
Annual Impact
$1.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Duluth, MN

Population:88K
Cost Index:100
Median Home:$269K

Pittsburgh, PA

Population:303K
Cost Index:98

Duluth, MN

The North Star State

88K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 88K residents.

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Duluth, MN vs Pittsburgh, PA

๐ŸฅHealthcare
โ†“ 25.1%
Duluth, MN
$703
Pittsburgh, PA
$527
Difference
$176
less
๐Ÿ Housing
โ†“ 7.3%
Duluth, MN
$2,104
Pittsburgh, PA
$1,949
Difference
$155
less
โšกAll Utilities
โ†‘ 28.3%
Duluth, MN
$473
Pittsburgh, PA
$607
Difference
$134
more
๐Ÿ“ฆOther
โ†‘ 7.8%
Duluth, MN
$1,491
Pittsburgh, PA
$1,607
Difference
$116
more
๐Ÿ›’Groceries
โ†‘ 3.4%
Duluth, MN
$957
Pittsburgh, PA
$989
Difference
$32.11
more
๐Ÿš—Transportation
โ†‘ 1.9%
Duluth, MN
$1,193
Pittsburgh, PA
$1,216
Difference
$22.56
more

๐Ÿ›๏ธ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Duluth, MN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$665
To$750
โ†‘ $85.00
1 Bed
From$765
To$850
โ†‘ $85.00
2 Bed
From$963
To$1,050
โ†‘ $87.00
3 Bed
From$1,320
To$1,400
โ†‘ $80.00
Duluth, MNZIP-level data

1BR range: $920โ€“$1,360/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,921
Monthly in Duluth, MN
$6,894
Monthly in Pittsburgh, PA
$26.41
Difference

Home Values

Duluth
Pittsburgh
$269K
Median Value
-
โ†‘ +6.2%
YoY Change
-
โ†‘ +36.8%
5-Year Change
-
$198K - $436K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.8K
Per year
Monthly Difference
$486
More take-home
Effective Rate Diff
3.9%
Rate difference

Duluth, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Duluth, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Duluth
Pittsburgh
36 Good
Air Quality
52 Moderate
72.4%
Good Air Days
47.8%
95 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.7ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
14 days
Heat Days >95ยฐF
12 days
โ–ฒ+3.7ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
14 days
Heat Days >95ยฐF
12 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Minnesota and Pennsylvania on TaxTakeHome.com

Where your money goes further

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